Student Medicover’s Insightful Week at the 42nd Annual J.P. Morgan Healthcare Conference

Student Medicover's Insightful Week at the 42nd Annual J.P. Morgan Healthcare Conference

Student Medicover is pleased to share that we had the privilege of being invited to attend the 42nd Annual J.P. Morgan Healthcare Conference, which took place from January 8-11, 2024, in San Francisco, CA. The event provided us with a valuable opportunity to immerse ourselves in the latest developments within the healthcare industry.

During the conference, we actively participated in various keynote speeches and seminars, engaging in in-depth discussions with healthcare technology companies, medical insurance experts, and other healthcare service providers. Through these exchanges, we not only gain insights into the latest medical technologies, innovative trends, and industry developments but also a sneak peek at the future of healthcare. Engaging with professionals and peers in the healthcare industry allowed us to strengthen connections and build relationships that we believe will positively impact our future endeavors.

As a leading explorer in the U.S. international student insurance industry, Student Medicover is committed to assisting students in understanding the American healthcare system, ensuring that the international student community no longer fears obstacles while seeking medical care and does not have to worry about affording medical bills. The conference reinforces our commitment to providing comprehensive healthcare resources for international students in the United States. Over the past decade, we have maintained an uninterrupted and enduring partnership with UHC, progressively evolving into the most trusted and largest platform for managing healthcare insurance plans and providing information services to international students.

In collaboration with UHCSR (UnitedHealthcare StudentResources), Student Medicover has consistently refined and updated our health insurance coverage based on the evolving needs of international students. We aim to ensure that students studying in the United States receive the highest quality and comprehensive healthcare coverage throughout their academic tenure.

Looking ahead, Student Medicover looks forward to continually providing comprehensive international student insurance resources to insured students in the United States. We appreciate the invitation from the JPM Conference and anticipate that this experience will enable us to offer the international student community more up-to-date industry information and healthcare resources.

Student Medicover offers suitable plans for all students holding valid U.S. study visas, including international students with F1 visas, J1 scholar students, F1-OPT holders, and F2/J2 dependents. For more information on international student insurance and how to enroll, please contact our customer service team.

An introduction to Student Medicover new Supreme Plan

An introduction to our new Supreme Plan

Introduction

In the past several years, Student Medicover has had a long-standing relationship with United Healthcare, the largest insurance organization in the United States. By integrating users’ opinions and needs through mutual collaboration, Student Medicover has deemed it essential and useful to enhance its insurance plan in a comprehensive way, starting from last academic year (2022-23).

The Supreme Plan, a brand-new, enhanced plan, strives to provide high-quality butler-style care while remaining affordable compared to your school insurance, with the following additional features and protections.

Navigation：

What does “Supreme” stand for?
Why are we offering this exclusive plan?
How to claim the Supreme Benefits?
Conclusion
Enroll Now

1.What does “Supreme” stand for?

Supreme Plan, as a newly created product, contains various extra perks that includes all of the previous features, in addition to a more specific focus on the exclusivity and all-around care of every single customer.

In detail, the Supreme plan offers a total of $500 wellness benefit each policy year. Second, regardless of time zone difference throughout the world, we provide every student with a 1-on-1 personal concierge 24/7 which means you can quickly access and connect with your personal specialist whenever you need support. The types of services include:

❖ Purchasing or replacing your insurance, finding an in-network doctor, claim assistance, etc.

❖ Online appointment and in-network provider lookup

Furthermore, we evaluate some of the other needs of fellow international students based on previous users’ feedback and suggestions, and we incorporated all of the takeaways into the following benefits for Supreme customers:

❖ The Nutrition Supplements Pack includes 4 bottles of Vitamin C.

❖ A set of commonly used over-the-counter medications.

❖ Free access to the 16PF (Sixteen Personality Factor) test, Holland’s Occupational Interest Inventory, and Symptom Checklist-90 (SCL-90) for self-assessment of psychological symptoms.

❖ Free short-term IMG insurance starting from the first day you arrive in the United States until the effective of the US medical insurance. (up to 30 days)

❖ A $50 CVS Select® Gift Card for users who renewed from the 22-23 Supreme plan.

Using last year’s actual photos as examples, this year may have slight differences.

2.Why are we offering this exclusive plan?

As the one and only international student insurance agency designated by United Healthcare, we felt that rather than exaggerating the importance of lower rates, feedback has shown that international students or their parents care more about comprehensive protection and ultimate convenience when dealing with healthcare and health insurance, so we are now committed to eliminating the information asymmetry in the insurance industry for all students in an easily understandable way and the most considerate manner.

As such, we could put our greatest efforts into assisting students who need care away from home.

3.How to claim the Supreme Benefits?

Here is a sample instruction on how you can activate these benefits.

-Enter the Supreme activation page

-Click on “New Activation”

-Choose your plan such as “Supreme 2023-2024 Member” and fill in your personal information.

-For the part “Select a Benefit to activate”, select “OTC Medication Package”.

-Enter your name, date of birth, phone number and mailing address in the “Description” box below

-Click on Submit and you will receive your OTC medical kit in about 2 weeks!

4.Conclusion

We have reached our ninth year of serving as insurance agents for international students in the US, and we remain committed to our original purpose and the way we started. With the introduction of our new plans, we sincerely hope to continue standing by your side and providing you with our unwavering support.

This special moment, marking the launch of our supreme plan also gives us the opportunity to express our gratitude and appreciation to our customers, organizations, and schools. It is through their trust and expectations that we have grown, and we are determined to further enhance our products and services in the years to come.

Lastly, if you are already intrigued by this brand-new plan, we encourage you to enroll in our Supreme Plan today without hesitation!

5.Enroll Now

Enrollment

Student Medicover Insurance Plan Introduction（2023-2024）

Navigation：

What is international student health insurance？
Why does health insurance for international students cost less than school insurance?
Who is Student Medicover？
What are the Student Medicover insurance plans?
What upgrades did Student Medicover make in the 23-24 academic year?
Why should you choose Student Medicover?

1.What is international student health insurance？

Without a doubt, reliable health insurance is essential for college students. For this purpose, universities in the U.S. enroll all their eligible students in universal school insurance and the cost of the insurance is then billed to the student’s account directly.

However, school insurance is not the only option for international students. Every year, tens of thousands of international students decide to waive out of school insurance and choose policies that are specifically issued for international students such as Student Medicover, highly cost-effective insurance that comes with with 24/7 customer support.

We offer various high-quality health insurance plans for international students with active F1/J1 visa holders, OPT students, and F2/J2 dependents. Whether you are looking for insurance with better coverage or more affordable rate, as long as you are in the U.S. with a valid visa, Student Medicover has a plan for you.

We are excited to announce that our insurance plans for the 2023-2024 academic year are available now, and all Student Medicover insureds can renew your insurance now.

For newcomers who are just starting your journey, keep following us to learn about how Student Medicover provides care to students who study abroad in the U.S.

2. Why does health insurance for international students cost less than school insurance?

Universal insurance plans from Universities（SHIP）are often more expensive because the plans serve a broader range of the population. Not only do they provide coverage for both international and domestic students, but they also charge the same rate for different age groups.

In contrast, international students are a smaller demographic group and the age range of international students is smaller interval. Hence, insurance company consider international students as a low-risk insured population and lowers the cost of an international student-only policy.

As a result, insurance plans at Student Medicover are more affordable even with coverages that are better than universal school insurance.

*Remember: There are many health insurance policies for international students. Go with the one that meets your medical needs rather than the one with the lowest rate. . Without a sufficient coverage, it will ultimately cost you more in the case of an emergency.

Since we provide a variety of different coverages, we strongly recommend you select whichever plan fits you the best! Everyone is different and therefore has different medical needs. If you cannot decide which plan fits your lifestyle and health condition the best, feel free to contact us at sm@smcovered.com. We are more than happy to assist you with finding the best coverage for you!

3. Who is Student Medicover？

Founded in 2013, Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. By partnering with UnitedHealthcare, we provide cost-effective, comparable insurance plans, quality services, and a healthy lifestyle to students far away from home.

Our mission is to lend a hand to international students who need medical-related assistance because we understand how helpless one can feel as a student studying abroad. Our motto “We Care So We Are Here” is a reflection of our first-rate customer service. It is our job to ensure excellent customer experience and provide top-notch services to anyone that comes to us for assistance.

In addition, Student Medicover has been the top health insurance agency with the largest market share in the market of international student insurance in recent years. We maintained an annual sales growth of more than 200% and now serve more than 30,000 international students from 43 countries and 889 universities. We have partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

4. What are the Student Medicover insurance plans for 2023-2024 academic year?

5. What upgrades did Student Medicover make in the 23-24 academic year?

❖ Health Insurance Plan

- New Plan Launch:
  - Prime 500：the new Prime series plan, at the lowest rate of $1,349 per year, with a $500 deductible and offers 100% coinsurance for in-network preventive care including school vaccinations. Additionally, it covers prescription drugs and has unlimited maximum benefits.
  - Global Care Plus：A comprehensive coverage plan designed for international students at aged 25 and 26!

- The Supreme plan now includes add-on benefits and services :

- - Psychological screening New!
  - CVS Select® Gift Card for users who renewed from the 22-23 Supreme plan New!

*For more detailed benefits, please refer to our Supreme plan introduction article.

❖ Medical Network

- UHC Choice Plus PPO network
  - The Supreme, Elite, Prime 100, Prime 500, and Global Care Plus plans all utilize the UHC Choice Plus PPO medical network.
  - Full network coverage of the top 20 hospitals in the United States! In-network specialized doctors can be directly scheduled without the need for referrals.

❖ Partnership for Student Medicover

- Become the one and only international student insurance agency designated by UnitedHealthcare, one of the largest insurance companies in the United States.
  - All Student Medicover insureds have the same access to all benefits provided to UnitedHealthcare-insured members.
- Became the official insurance provider for multiple major U.S. universities, providing high-quality health insurance to domestic and international students.

❖ Other upgrades

- All 23-24 insureds will receive the Student Medicover Carepack medical kit for free.
  - - The portable SM medical kit is valued at S25, which includes pain relievers, a mini thermometer, and other medical supplies, along with an emergency contact card, providing peace of mind wherever they go. *For information on how to claim the Care Pack, please stay tuned for upcoming articles in the Student Medicover Newsroom.

6. Why should you choose Student Medicover?

❖ Student Medicover Plan Advantages

Officially Pre-approved by major US Universities

All our insurance plans meet the school’s requirements and are listed by several universities as officially recommended alternative health insurance.

Streamline Claims Process

With our insurance plan, all claims are processed by UnitedHealthcare’s department directly, not with third-party claim administrators.

Top Medical Network

-Our Supreme plan and many other plans have exclusive access to UnitedHealthcare’s top medical network, Choice Plus, with the largest selection of medical networks and doctors and lower medical costs!

-Like your university, our insurance company and medical network are unified to avoid unnecessary risks.

OptumRx Pharmacy Network

Our plans use the pharmacy network from UnitedHealthcare, UHCP, which includes most of your pharmacies. You can use our insurance in all pharmacies with OptumRx Network.

❖ Other Student Medicover health Insurance benefits

The only insurance plan that includes Vision Benefit
- Users over 19 years old: $100 vision exam and $100 vision supplies (Supreme/Elite/ Prime 100）
- Users under 19 years old: 100% coinsurance for vision exams and prescriptions (Supreme/Elite/Prime 100/Prime 500/GC Plus)
Emergency services: ambulance and emergency room
Preventive vaccines
- Immunizations required for school enrollment
- HPV (under 46 years old)
- Flu shot, etc.
Mental Health Coverage
Free online physician visits & counseling services

Student Medicover's Insightful Week at the 42nd Annual J.P. Morgan Healthcare Conference

Student Medicover's Insightful Week at the 42nd Annual J.P. Morgan Healthcare Conference

An introduction to our new Supreme Plan

An introduction to our new Supreme Plan

Navigation

1.What does “Supreme” stand for?

1.What does “Supreme” stand for?

2.Why are we offering this exclusive plan?

2.Why are we offering this exclusive plan?

3.How to claim the Supreme Benefits?

3.How to claim the Supreme Benefits?

4.Conclusion

4.Conclusion

5.Enroll Now

5.Enroll Now

Enrollment

Student Medicover Insurance Plan Introduction（2023-2024）

Navigation

1.What is international student health insurance？

1.What is international student health insurance？

2. Why does health insurance for international students cost less than school insurance?

2. Why does health insurance for international students cost less than school insurance?

3. Who is Student Medicover？

3. Who is Student Medicover？

4. What are the Student Medicover insurance plans for 2023-2024 academic year?

4. What are the Student Medicover insurance plans for 2023-2024 academic year?

5. What upgrades did Student Medicover make in the 23-24 academic year?

5. What upgrades did Student Medicover make in the 23-24 academic year?

6. Why should you choose Student Medicover?

6. Why should you choose Student Medicover?

Enrollment

Need help? Talk to us.