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Choose your plan

Best protection for international students.

Elite

$ 133.82
/30 Days
  • Deductible
    $0
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    90%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $5000
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
Popular

Prime

$ 113.7
/30 Days
  • Deductible
    $100
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $6350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%

    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)

Choice

$ 85.7
/30 Days
  • Deductible
    $1000
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $7350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $25,30%,50%
    (UnitedHealthcare Pharmacy)
    ($250 Deductible)
  • Routine Eye Exam
    N/A
    (Maximum)
  • Vision Care Supplies
    N/A
    (Maximum)

Basic

$ 56.7
/30 Days
  • Deductible
    $500
    (Preferred Provider)
  • Maximum Benefit
    $500,000
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    N/A
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    12 Months
  • Prevent Care Services
    N/A
    (Preferred Provider)
  • Prescription Drugs
    N/A
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    N/A
    (Maximum)
  • Vision Care Supplies
    N/A
    (Maximum)

*All prices apply to students under 25

Deductible
The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services.

Copayment (or co-pay)

You’ll usually pay a fixed amount of money for each covered doctor visit or prescription.

Coinsurance Coinsurance
The percentage of costs of a covered health care service the insurance company pays after you’ve paid your deductible.

Out-of-pocket Maximum
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn’t include your monthly premiums. It also doesn’t include anything you spend for services your plan doesn’t cover.

Things to consider

Does the plan meet your school requirements?


To successfully waive your university health plan, the plan you purchased must meet the minimum insurance requirements of your school. Review the insurance requirements on the university website.

Does it cover a specific treatment/medication you need?


Consider your unique medical needs when you’re choosing plans. If you have a specific medical question, please consult your doctor or our customer service.

Does it cover prescription drugs?

Preferred, Prime, and Elite offer coverage for prescription drugs.

Do you need to get vaccines?


Prime and Elite plans cover 100% for preventative vaccines, such as MMR and flu shots. For more information, visit Get a Vaccine.

Does it cover pre-existing conditions?

Pre-existing conditions are the healthcare problems you had before your coverage started. Preferred, Prime, and Elite plans do not have limits on pre-existing conditions. Only the Basic plan has a 12-month waiting period.

Need help? Talk to us.

Kindness and patience are at the core of our customer support team. Our representatives will help you with any issues related with using your health insurance, doctor visits, downloading insurance IDs, and filing claims.

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