What is an insurance waiver?

Registered international students are required to enroll in a health insurance plan. An insurance waiver is the process of opting out of the health insurance plan offered by your college or university and enrolling in a comparable, more affordable plan. For school-specific waiver regulations, please refer to your school’s website.

  • Save money for things you love

    The cost savings of insurance waivers can be significant, sometimes thousands of dollars a year. Health insurance plans offered by universities or colleges are usually more expensive, because the costs are calculated according to the risks of a larger demographic.

  • Stay covered for the quality care you need

    You will still get adequate protection against all odds at school with Student Medicover. Our services are designed by international students, for international students – no one understands your needs better than us, since we’ve all been there before.

How to waive?

  • Purchase a new insurance plan

    Visit smcovered.com and Click “Enroll Now

  • Acquire your insurance documentations

    Access your Confirmation of Coverage and other documents in the Document Center of your Student Medicover account.

  • Submit a waiver

    Visit your school website to fill out the waiver form. Submit the waiver, along with other required documents.

    Find waiver information on your insurance ID card:

    Group number = policy number
    Insurance ID Number = SR ID = Member ID = Identification Number (Can be found
    on your insurance card)

Things to consider

Where to find School-Specific Waiver Instructions?

Visit the Student Health Center page on the website of your college or university for specific wavier instructions.

For Chinese-speaking international students, find step-by-step waiver guides on our WeChat Official Account. Send your school abbreviation, such as “NYU”, then you can receive your school waiver instructions.

Does my school accept insurance waiver?

Students from more than 600 colleges and universities have have successfully opted out of the student health insurance provided by universities and enrolled with Student Medicover.

To check if your school accept insurance waiver, contact us.

Need help? Talk to us.

Kindness and patience are at the core of our customer support team. Our representatives will help you with any issues related with using your health insurance, doctor visits, downloading insurance IDs, and filing claims.

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