WHY CHOOSE STUDENT MEDICOVER
Enjoy a seamless experience—UnitedHealthcare manages your plan’s network, claims, and policy services—ensuring nationwide access and convenience.
Insurance
4
You
Not just coverage — but smarter tools and services for your life abroad.
Three Solutions. One Mission
Supporting Students, Schools, and Small Organizations.
01
International Student Health Insurance
Starting at $2.27 per day—waiver-compliant for F-1 and J-1 students, and ideal for OPT graduates seeking continued protection after graduation.
02
Student Health Insurance Program (SHIP)
The Coalition Situs Plan is a viable solution that provides students with the medical and behavioral health coverage they need throughout their education, on campus, or on the road.
03
Small Group Student Health Insurance
Our Small Group Enrollment offers customized health insurance solutions for international student groups, providing streamlined enrollment, competitive rates, and dedicated support.
Comprehensive Wellness Support
2 MIN
Average
Response Time
97%
Student
Satisfaction
24/7 Virtual Doctor Visits
Service provided by HealthiestYou
Medical Emergency Pack
Carepack provided by Student Medicover
Stress Relief APP
Service provided by Calm
Global Emergency Services
Service provided by Student Medicover
Insurance Claim
One-On-One Assistance
School Health Center
Deductible & Copay Waived
*All service Free for members age 18 and up
PPO Network, Nationwide Coverage
The UHC Choice Plus PPO network spans all 50 states and
includes over one million providers and pharmacies, so
students can access quality care wherever they go.
Student-First Pricing
Compared to many university-sponsored plans, Student
Medicover insurance saves students $1,000–$3,000
annually—while offering comparable or even better benefits.
Student Medicover In Numbers
Our Impact
Over 200% annual user growth
Since its founding, Student Medicover has achieved over 200% annual
user growth, serving more than 450,000 international students to date.
Strong Student Engagement
We are proudly supported by 160+ international student organizations,
and our experienced support team assists more than 4000 students each
year with their medical visits and claims, helping students receive timely,
effective care with confidence.
Trusted by Leading Institutions
Today, Student Medicover is the official insurance provider for institutions
and programs including UCSF, Ball State University, and UCLA Extension.
Our Footprints On Campus
Serving 95% of U.S. Colleges and Universities for International Students.
This is not the full list of schools. See you soon on campus!
Real experiences from real students
see why over 450,000 international students choose Student Medicover for their alternative health insurance.
"Wow, I’ve been using the Student Medicover Prime 100 Plan for a year, and it’s amazing! I had over $11k in claims, but only paid $1.7k to the hospital. Feels like I paid just 10%! Huge relief!".
"My face swelled up badly after accidentally eating a peanut pie at a party. The Student Health Center had no appointments, so I found an in-network urgent care center through the SM website. The walk-in was quick and easy — a total lifesaver!"
"Huge shoutout to their customer service—Emma was amazing! She even called CVS to check the stock for me, saving me so much time!"
"The medical insurance for international students is great. lt's much lower than the insurance provided bythe university. l visited an urgent care for UTl several weeks ago. l received two lab tests and one injection.All l will pay is just around 30 bucks. The bill is much better than l expected."
"Their customer service team always got my back when I need it🙌. First time going to the doctor in the U.S., I was confused, but Taylor was 10/10 and explained everything. Claim takes some time, but overall, very good!"
