High School Plan FAQ
Why is Student Medicover an ideal healthcare coverage option for high school students?
Student Medicover high school plans are designed to give international high school students reliable healthcare access across the United States by combining comprehensive insurance benefits with reliable service. For eligible in-network procedures, the plan provides 100% coverage, helping reduce medical costs and giving families greater peace of mind.
Student Medicover is the exclusive international partner of UHCSR, which processes all claims, and gives students access to the UHC Options PPO nationwide network, including over 1 million physicians and 6,000 hospitals.
In addition, Student Medicover offers a licensed support team available around the clock to help students and families understand their benefits, find care, and navigate the U.S. healthcare system with confidence.
Who is eligible for the Student Medicover High School plans?
The Student Medicover High School Plans are available to international students aged 12 and above who are enrolled in in-person credit courses at a high school in the United States. The plans are designed to help international middle school and high school students receive comprehensive coverage and access healthcare with ease while studying in the U.S.
Why do high school students need health insurance?
Healthcare in the United States can be expensive, especially for international students without insurance. Student Medicover plans protect students and their families from high medical costs related to doctor visits, urgent care, emergency treatment, prescription drugs, hospitalization, and other medical needs.
Student Medicover also has a licensed support team to help members understand their benefits, find care, and use their insurance with confidence.
What do the Student Medicover High School Plans cover?
The Student Medicover High School Plans provide comprehensive health insurance coverage for international students, including but not limited to doctor visits, mental therapies, preventive vaccinations, prescription drugs, and major services like hospitalizations and surgeries.
As an international student, what should I do if I feel sick?
If you feel sick, you can visit a doctor or an urgent care center near you. Please don’t hesitate to contact us if you are not sure where to go or how to use your insurance.
As an international student, what should I do in a medical emergency?
If you are experiencing a serious or life-threatening emergency (such as trouble breathing, severe injuries, heavy bleeding, chest pain, or loss of consciousness), call 911 or go to the nearest emergency room immediately.
Our licensed support team is also available around-the-clock to help you out, contact us now.
Can my parents/guardians help manage my insurance?
Yes. Parents/guardians can help students understand their coverage, keep important documents, and contact support when needed. For students under 18, parents or guardians may need to be involved in certain healthcare decisions.
Does Student Medicover partner with high schools and agencies?
Yes. Student Medicover partners with high schools and agencies to provide customized healthcare solutions, insurance compliance, member education, and healthcare access.
Schools or agencies may contact us to explore partnership opportunities.
Who should I contact if I have questions?
You can contact the Student Medicover support team for help with insurance questions, finding care, understanding benefits, using your insurance card, or reviewing medical bills. Our licensed support team is here to help international students and families navigate healthcare in the U.S. with more confidence. Contact us now.
Comprehensive Wellness Support
2 MIN
Average
Response Time
97%
Student
Satisfaction
Starting at only $3.17/day
Affordable, high-value coverage
Flexible Enrollment
Enroll for as little as 90 days
Complimentary Care Pack
First-aid essentials for all members
Global Emergency Services
Service provided by Student Medicover
Claim & Billing Assistance
One-on-one assistance with licensed agents
Stress Relief APP
Service provided by Calm
PPO Network, Nationwide Coverage
The UHC Choice Plus PPO network spans all 50 states and
includes over one million providers and pharmacies, so
students can access quality care wherever they go.
Real experiences from real students
see why over 450,000 international students choose Student Medicover for their alternative health insurance.
"Wow, I’ve been using the Student Medicover Prime 100 Plan for a year, and it’s amazing! I had over $11k in claims, but only paid $1.7k to the hospital. Feels like I paid just 10%! Huge relief!".
"My face swelled up badly after accidentally eating a peanut pie at a party. The Student Health Center had no appointments, so I found an in-network urgent care center through the SM website. The walk-in was quick and easy — a total lifesaver!"
"Huge shoutout to their customer service—Emma was amazing! She even called CVS to check the stock for me, saving me so much time!"
"The medical insurance for international students is great. lt's much lower than the insurance provided bythe university. l visited an urgent care for UTl several weeks ago. l received two lab tests and one injection.All l will pay is just around 30 bucks. The bill is much better than l expected."
"Their customer service team always got my back when I need it🙌. First time going to the doctor in the U.S., I was confused, but Taylor was 10/10 and explained everything. Claim takes some time, but overall, very good!"
