[2021 Latest] Insurance Waiver Guide for NYU

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NYU Insurance Waiver Guide 

Save $2,200+/year from your tuition fee!

2021年 NYU 纽约大学 保险替换攻略

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“ 在学校保险Waiver 截止日期前, 仅用15分钟,和我们一起搞定:

NYU 纽约大学学校保险替换, 轻松取回$2237学费 

“ Simply submit your insurance waiver with us,

and get your $2200+ tuition fee back! 

                                            

什么是学校保险?

What is an insurance waiver?

每一年,纽约大学 New York University会自动为学生注册一笔最高达到 $2237/ 的学校保险费用,并包含在学年的学费当中。可是,高昂的费用背后,却没有更优质的赔付比例,也没有纽约大学 NYU的专属售后客服,在遇上紧急问题时,找不到可以寻求帮助的途径。

waive-guide

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510  per year. For international students, the costs are even higher.

On your tuition bill, you will see that NYU has automatically enrolled you in the university’s insurance plan.

However, international students can enroll in a surprisingly more affordable plan designed specifically for them.  NYU’s insurance plan costs  $4,053 a year. Alternatively, health coverage for international students can be as low as $1,290 a year.

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

waive-guide

为何学校保险费用高昂却性价比低?

Why are alternative health insurance plans more affordable?

保险的定价是由保险风险估算决定的。首先,学校的保险不仅包含了留学生,还包括了本地生。其次,学校保险涵盖的投保人年龄层跨越大;另外,学校保险的投保人群还包括有病史的残疾人等等,所以学校保险的风险要高很多。再者,投保人年龄在25岁以下和25岁以上是有价格区别的。而Student Medicover留学生保险只针对留学生,留学生群体风险评估较低,也更了解留学生在美的需求,这也是为什么Student Medicover保险价格比学校保险便宜这么多,却还能有更高性价比的主要原因。

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

insurance waiver

学校保险并不是大家唯一的选择,

纽约大学 New York University允许留学生们

使用经过学校认证通过后的校外保险——

 

Student Medicover的保险计划

 

进行学校保险的替换

纽约大学NYU学校保险对比Student Medicover保险

NYU Insurance Plan vs. Student Medicover Insurance Plans

使用Student Medicover保险

 

替换学校保险

 

最高立省$1444

Waive your college insurance with Student Medicover

 

SAVE up to $1444 !

NYU 保险价格对比
NYU insurance price compare

Student Medicover作为全美目前最好的留学生医疗保险

Student Medicover

全美最大的保险公司UnitedHealthCare合作,采用覆盖面最广的PPO医疗网络,让同学们方便快捷地找到最近的网络内医院,享受高比例赔付

Student Medicover

唯一帮助国内同学解决waive问题的专业团队,为你详细解读NYU保险政策。

Student Medicover

包含新冠 (Covid-19) 相关检测、治疗与疫苗

Student Medicover provides the most cost-effective and comprehensive insurance plans for international students in the U.S.

Student Medicover

Reliable Coverage:
Student Medicover’s coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures. Covid-19 treatment and vaccination are also covered.

Student Medicover

Find a trusted doctor anywhere in the country:
With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.

Student Medicover

Visit Student Health Center:
Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including NYU Student Health Care Center.

Student Medicover

24/7 Customer Service:
If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

How to enroll?

购买及更新保险攻略

STEP 1

购买Student Medicover留学保险

访问 smcovered.com, 在Organization处输入 New York University

学校规定保险至少需要覆盖上学期间,所以请在coverage处输入 01/09/2021-08/20/2021

Enroll in an insurance plan

Visit smcovered.com, scroll down to "Enrollment"

- Choose your Birthday

- School: Choose New York University

- Student Category: F1 International

- Coverage Period: 01/09/2021 - 08/20/2021



step1-1

Student Medicover保险的Prime和Elite计划都符合学校要求,保证waive成功~

提醒同学们,付款的过程中如果出现问题,比如长时间停留在加载页面,大家一定不要后退,也不要重复操作。如果付款不成功,请第一时间联系文末的客服。 使用BOA和PNC银行卡付款,银行会收取手续费,请同学们尽量选择其他银行卡哦。

STEP 2

下载保险卡

保险购买完成后,前往UnitedHealthcare Student Resource的官网uhcsr.com,点击底部的Create My Account注册账号

Download your ID Card

- Go to UHCSR.com

- Choose "CREATE MY ACCOUNT" at the bottom



step2-1

进入页面后:

1.输入姓名、生日及注册Student Medicover时用的邮箱

2.系统会问你是否已购买其他保险,选择 Certify No Insurance

3.登录MyAccount后,点击ID Card下载并打印即可

- Enter your Name, Birthday, and your Registered account email to create account

- Choose "Certify No Insurance" when the system asks if you have other insurance

- Log in to "My Account", click "ID Card" so you can download and print it



step2-2

STEP 3

Waive学校保险

1. 收取并填写Waive表格

购买完成后一个工作日内,即可在购买时使用的邮箱里收到由Student Medicover保险提供的Waive表格。

收到表格后,在Section A的两处填写完整信息,在Section B中填写Member Insurance ID 并确认表格上的信息无误~

*Section B - Member Insurance ID#: 即保险卡上的SR ID(如果你今年是renew Student Medicover保险,SR ID将保持不变,只需填写去年的SR ID即可;如果你今年初次投保Student Medicover保险,请参照后续步骤,下载保险卡后,填写SR ID)

Waive school insurance

1. Fill in the waiver form

- Student Medicover will be sending the waiver form to your registered email within one workday

- Fill in the Section A with your name and Student ID#

- Fill in the Section B with your Member Insurance ID (SR ID on your insurance card)



step3-1

2. 向学校提交Waive表格

将表格发送至学校保险办公室邮箱:

health.insuranceattestation@nyu.edu

或提交给学校保险办公室:

NYU StudentHealthInsurance

726Broadway,

Suite346 NewYork,

NY10003

212-443-1020

提示:建议大家在发邮件的时候都尽量使用自己的nyu邮箱,不然会有被学校保险办公室忽略掉邮件的可能~

2. Send your waiver form out

Send the form to the Insurance Office by email:

health.insuranceattestation@nyu.edu

Or you can send the form to the Insurance Office directly::

NYU StudentHealthInsurance

726Broadway,

Suite346 NewYork,

NY10003

212-443-1020

3. 前往学校官网,确认Waive

- 访问学校Waive网站

3. Confirm your waiver

- Visit school waive website

https://nyu.consolidatedhealthplan.com/student_health/new_york_university/initial_login.html

- 输入学生ID及生日进行登录,并确认Waive (*学生ID为N打头的ID)

- Enter your Student ID# and birthday to login and confirm your waiver



step3-4

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