Get Your
University of Virginia
Health Plan
In Minutes
Waiver 100% Approved by University of Virginia.
Maximum Waiver Saving: $2,750/year
$0 Deductible Options
90% Coinsurance Options
Waiver Deadline: Aug 29
School Health Center: Reimburse
Why UVA Trusts Student Medicover
Trusted by over 1,500 Universities and High Schools.
Low OOPM
Stay protected with out-of-pocket maximums from $5,000.
Direct Payment
Many medical providers bill us directly. Only pay your portion after your visit.
24/7 Assistance
Questions about finding a doctor or filing a claim? Our team is here to help anytime.
In-network Doctors Near UVA
Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from May 2023, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.
Affordable plan that covers everything
No confusing tiers. No exclusions for hereditary conditions. Just complete coverage.
What is covered?
Accidents & injuries
Illnesses & diseases
Emergency care
Surgery & hospitalization
Diagnostic tests
Prescription medications*
and more……
What is covered?
FREE
24×7 Customer Service
FREE
Online Doctor Visit
FREE
Claim Assistance
FREE
Mental Health Service
FREE
Vision Care*
and more……
*Benefit availability may vary by plan. Please refer to the Policy Certificate for full benefit details.
Insureds From
Serving Students At
Over
Common FAQs
Does the University of Virginia offer health insurance to its students?
Yes. The University of Virginia (UVA) offers a Student Health Insurance Plan administered through Aetna. All full-time students charged the comprehensive fee are required to have health insurance. Students must either enroll in the UVA plan or provide proof of comparable coverage by the university’s deadlines. Student Medicover is an affordable alternative for international students and meets UVA’s waiver requirements.
Where is the University of Virginia located?
The University of Virginia is located in Charlottesville, Virginia. UVA’s campus—commonly called “the Grounds”—straddles the border between the City of Charlottesville and Albemarle County. The historic campus includes Jefferson’s Rotunda and the Lawn and is surrounded by rolling hills and mountains.
When is the UVA waiver deadline?
For the 2026-2027 academic year, students assigned a “to-do” for insurance verification in the Student Information System must complete the process between July 15 and August 31. If you miss this deadline, you will remain enrolled in the UVA Student Health Plan for the entire year.
What happens if I don’t waive UVA’s plan by the deadline?
If you fail to submit a waiver by August 31, UVA will finalize your enrollment in the Student Health Plan and post the annual premium to your student account. Once the premium is posted, it becomes non-refundable and you will be required to keep the plan for the remainder of the academic year. Appeals for denied waivers must be filed by September 7.
Which hospitals near UVA are in-network with Student Medicover?
Student Medicover’s UnitedHealthcare Choice Plus network includes major hospitals in Charlottesville. The University of Virginia Medical Center, located at 1215 Lee Street in Charlottesville, provides state-of-the-art inpatient and outpatient care. Sentara Martha Jefferson Hospital, also in Charlottesville, is a 176-bed facility offering specialized services in cancer, cardiology, orthopedics and maternity. Both hospitals are within a short drive of campus and provide a full range of medical services.
What are the main differences between Student Medicover and UVA’s student health plan?
Student Medicover generally offers lower premiums and flexible plan options compared with the UVA Student Health Plan. The Choice Plus network provides access to providers nationwide, while the university plan focuses on regional coverage. Student Medicover includes added benefits like vision coverage, telemedicine and mental-health counseling. Both plans cover essential services such as hospital stays, office visits and prescriptions.
Can I cover my dependents with Student Medicover?
Yes. Student Medicover offers optional coverage for spouses and children who live with you in the U.S. You can enroll dependents during your initial enrollment or within 30 days of a qualifying life event.
Can I keep my current doctor when switching to Student Medicover?
You can continue seeing your doctor if they are in the UnitedHealthcare Choice Plus network. Use Student Medicover’s provider lookup tool to check network participation. Out-of-network visits are reimbursed at a lower rate, so confirm your provider’s status before scheduling appointments.
How does UVA’s health plan compare with Student Medicover?
UVA’s student plan provides comprehensive coverage but may have higher premiums and deductibles. Student Medicover offers plans specifically for F-1, J-1 and OPT students, often at lower cost with $0 deductible options and added benefits such as vision coverage and telehealth. Student Medicover partners with UnitedHealthcare’s Choice Plus network, giving access to a nationwide network of providers. Both plans satisfy UVA’s insurance requirement.
Do I need to waive UVA’s health insurance to use Student Medicover?
Yes. UVA automatically bills students for its health plan. If you enroll in Student Medicover and want to opt out of the university plan, you must submit proof of comparable coverage through the Haylor waiver portal during the insurance verification period.
How do I waive the UVA Student Health Plan?
According to the UVA waiver guide, students should visit Haylor’s website (haylor.com/uva) and select Student Waive/Enroll. Log in or create an account, enter your Student Medicover policy information and upload your insurance card. Waivers must be submitted each academic year during the open waiver period.
Am I eligible for Student Medicover at UVA?
Yes. Student Medicover plans are available to international students and scholars with valid F-1, J-1 or OPT visas who attend UVA. Domestic students should remain on the UVA plan or another U.S. health insurance policy.
How do I know if my current insurance qualifies to waive UVA’s plan?
UVA’s waiver guide states that your insurance must be fully compliant with the Affordable Care Act, underwritten and administered in the United States, effective for the entire academic year and provide in-network non-emergent and routine care within a 75-mile radius of Charlottesville. It must cover hospital stays, doctor visits, mental health services and prescription drugs. Plans such as out-of-state Medicaid, international travel insurance and health-share plans do not qualify. Student Medicover meets UVA’s requirements.
How do I obtain my Student Medicover insurance ID card?
After enrolling with Student Medicover, a digital ID card will be emailed to you. You can also download it from your Student Medicover account. When completing the UVA waiver, you will need to upload your ID card as proof of coverage.
How do I file a claim with Student Medicover?
In-network providers usually bill UnitedHealthcare directly. If you pay out-of-pocket, submit a completed claim form with itemized receipts via the Student Medicover portal or by mail. Claims are typically processed within a few weeks.
How can I contact Student Medicover for help?
If you have questions about enrollment, claims or the UVA waiver process, call Student Medicover at 1-812-360-2313 or email [email protected]. Our support team can provide assistance in several languages.
How to Waive
Get Insurance Card
After enrolling in your plan, download your insurance card by visiting uhcsr.com.
Filling Waiver Form
Filling the waiver form according to the insurance card and submit it on school’s official website.
Verify Your Waiver
It generally takes 7-10 working days for school to verify the waiver. After the waiver is approved, the school will refund your insurance fee to your account.
