Get Your University of South Carolina Health Plan
In Minutes
Waiver 100% Approved by University of South Carolina.
Maximum Waiver Saving: $2,513/year
$0 Deductible Options
90% Coinsurance Options
Waiver Deadline: Sep 7
School Health Center: Accepted
Why UofSC Trusts Student Medicover
Trusted by over 1,500 Universities and High Schools.
Low OOPM
Stay protected with out-of-pocket maximums from $5,000.
Direct Payment
Many medical providers bill us directly. Only pay your portion after your visit.
24/7 Assistance
Questions about finding a doctor or filing a claim? Our team is here to help anytime.
In-network Doctors Near UofSC
Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from May 2026, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.
Affordable plan that covers everything
No confusing tiers. No exclusions for hereditary conditions. Just complete coverage.
What is covered?
Accidents & injuries
Illnesses & diseases
Emergency care
Surgery & hospitalization
Diagnostic tests
Prescription medications*
and more……
What is covered?
FREE
24×7 Customer Service
FREE
Online Doctor Visit
FREE
Claim Assistance
FREE
Mental Health Service
FREE
Vision Care*
and more……
*Benefit availability may vary by plan. Please refer to the Policy Certificate for full benefit details.
Insureds From
Serving Students At
Over
Common FAQs
Does the University offer health insurance to its students?
Yes. All Columbia-campus students taking six or more credit hours, as well as all international students, must have active health insurance. Those who do not submit proof of comparable coverage by the deadline are automatically enrolled in the university-sponsored Student Health Insurance Plan and charged the premium.
Where is the University located?
The University of South Carolina’s flagship campus sits on more than 359 acres in downtown Columbia, South Carolina. The campus is adjacent to the South Carolina State House and interwoven with the city’s historic district.
When is the school's waiver deadline?
For fall term, the waiver window opens around June 9 and closes September 8. For spring/summer, the window runs November 2 through February 2. Students must submit proof of adequate insurance by the published deadline or they will be automatically enrolled.
What happens if I don’t waive the school’s insurance by the deadline?
If you do not complete the waiver by the deadline, the school automatically enrolls you in the university plan for that term. The insurance premium will remain on your bill and cannot be refunded.
Which hospitals near the school are in network with Student Medicover?
Yes. Prisma Health Richland Hospital is a premier referral center located in downtown Columbia. The hospital features a 24-hour Level I trauma center and the area’s only pediatric trauma center. Student Medicover’s UnitedHealthcare Choice Plus network includes providers at Prisma Health and other clinics throughout the Columbia area.
How do I get my Student Medicover insurance ID card?
After you enroll in Student Medicover, you will receive an email with instructions to set up your UHCSR HealthSafe ID. From there, you can download your digital insurance ID card or request a physical card. Keep your card handy when you visit a doctor or pharmacy. If you have trouble accessing your card, contact Student Medicover for support.
How do I file a claim with Student Medicover?
When receiving care from an in-network provider, simply share your insurance ID card with the provider so that the claim will be filed on your behalf by the provider. To file a claim yourself, log into your United Healthcare Student Resources account and submit the claim form along with itemized bills and receipts. Claims are processed by UnitedHealthcare Student Resources, and reimbursements are typically issued within a few weeks. You can also contact our support team for assistance with claims and billing.
How can I contact Student Medicover for help?
For questions about enrollment, waivers or claims, contact Student Medicover’s customer service team at [email protected] or by calling 1-812-360-2313. Live chat and a help center are also available on the Student Medicover website.
How does the school's insurance plan compare with Student Medicover?
The university-sponsored Student Health Insurance Plan is designed for both domestic and international students but can be expensive. Student Medicover plans are designed for international students and typically provide lower premiums with comparable benefits. Student Medicover plans use the UnitedHealthcare Choice Plus network, giving students access to a broad network of doctors nationwide. Student Medicover also includes telemedicine, mental health counseling and vision discounts, providing flexibility beyond campus-based care.
Do I need to waive the school’s health insurance if I want Student Medicover?
Yes. If you have a comparable insurance plan such as Student Medicover, you may waive the school’s plan. Without an approved waiver, the university will keep you enrolled and charge the insurance premium.
How do I waive the school’s health insurance?
Visit the Academic Health Plans (AHP) portal during the waiver window, create an account using your university ID and enter your insurance details. You’ll upload proof of coverage and answer questions confirming your plan meets the school’s requirements. Once approved, the insurance fee will be removed from your student account.
Am I eligible for Student Medicover?
Student Medicover offers plans specifically for international students (F-1 and J-1 visa holders) studying in the United States. If you are an international student at the University of South Carolina, you can enroll in a Student Medicover plan and use it to waive the school’s insurance plan.
How do I know if my current insurance qualifies to waive the school's plan?
According to the Academic Health Plans (AHP) site, your plan must:
- Provide comprehensive medical care, including physician visits, hospitalization, prescription drugs and mental-health services.
- Have coverage for medically necessary treatment within South Carolina.
- Not be a short-term, financial assistance or travel policy.
- For international students, include emergency medical evacuation and repatriation coverage. Student Medicover plans meet all requirements set by the University of South Carolina.
Can I enroll my spouse or children with Student Medicover?
Yes. Student Medicover offers plans that allow you to add eligible dependents (spouse and children). You can select dependent coverage during the enrollment process, and premiums will vary based on the number of dependents and coverage levels.
Can I continue seeing my current doctor?
Student Medicover plans use the UnitedHealthcare Choice Plus network. If your current doctor participates in this network, you can continue seeing them at in-network rates. If not, you may need to choose a new provider or pay out-of-network costs. Use the provider search tool on UnitedHealthcare’s website to check whether your doctor is in network.
How to Waive
Get Insurance Card
After enrolling in your plan, download your insurance card by visiting uhcsr.com.
Filling Waiver Form
Filling the waiver form according to the insurance card and submit it on school’s official website.
Verify Your Waiver
It generally takes 7-10 working days for school to verify the waiver. After the waiver is approved, the school will refund your insurance fee to your account.
