university of dayton

Get Your

Austin Community College Health Plan

In Minutes

The Smartest Start to Your Healthy Future in Austin.

$0 Deductible Options

90% Coinsurance Options

Why ACC Trusts Student Medicover

Trusted by over 1,500 Universities and High Schools.

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Low OOPM

Stay protected with out-of-pocket maximums from $5,000.

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Direct Payment

Many medical providers bill us directly. Only pay your portion after your visit.

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24/7 Assistance

Questions about finding a doctor or filing a claim? Our team is here to help anytime.

In-network Doctors Near ACC (Highland Campus)

HOSPITALS
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CLINICS
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URGENT CARE
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Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from May 2026, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.

Affordable plan that covers everything

No confusing tiers. No exclusions for hereditary conditions. Just complete coverage.

*Benefit availability may vary by plan. Please refer to the Policy Certificate for full benefit details.

What is covered?

Accidents & injuries

Illnesses & diseases

Emergency care

Surgery & hospitalization

Diagnostic tests

Prescription medications*

and more……

What is covered?

FREE

24×7 Customer Service

FREE

Online Doctor Visit

FREE

Claim Assistance

FREE

Mental Health Service

FREE

Vision Care*

and more……

Insureds From

Countries
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Serving Students At

U.S. Universities
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Over

In Claims Paid
$ 0 M

Common FAQs

Does Student Medicover Plans include a nationwide PPO network for ACC students?

Yes. Student Medicover plans use a UnitedHealthcare PPO network (Options/Choice Plus PPO), which helps ACC students access in-network doctors, urgent care clinics, and hospitals across the United States—useful for travel, internships, and school breaks. A key advantage of Student Medicover is that both the provider network and claims processing are handled directly through UnitedHealthcare Student Resources (UHCSR). This means network access and claims services are integrated under one company, offering a seamless experience for students. In contrast, many other insurance options split these services between different companies, which can lead to confusion and delays when accessing care or resolving claims.

If you believe the situation is serious or life-threatening (for example, trouble breathing, heavy bleeding, severe injury, or chest pain), call 911 or go to the nearest emergency room (ER) immediately. Afterward, you can contact Student Medicover support for guidance on claims, bills, and next steps.

Individuals over 18 can access a variety of dental and vision insurance options, as well as discount plans, through Student Medicover. Unlike most other international student health insurance providers—which usually do not offer adult vision benefits—the Supreme, Elite, and Prime 100 plans from Student Medicover each provide a $200 adult vision benefit. All Student Medicover International Student Health Insurance plans, except for the Basic plan, also include pediatric dental and vision coverage, further setting these plans apart from competitors.

Approved Student Medicover plans are developed to comply with requirements for international students and provide coverage for pre-existing conditions with no waiting period.

Coverage for acupuncture and massage therapy depends on the specifics of your Student Medicover plan and the way the service is billed. If the treatment is deemed medically necessary and forms part of a physical therapy regimen, it may be covered by insurance. It’s recommended to check with the clinic you plan to visit ahead of time to confirm whether your insurance will apply. Keep in mind that massages not considered medically necessary will generally not be covered. For detailed information, review your plan documents or contact Student Medicover support before scheduling acupuncture or massage.

Student Medicover offers a range of plans designed for different types of international students in the United States, including high school and college students. Eligibility depends on the specific plan selected.

  • College-level plans are primarily designed for full-time international students enrolled in a degree program and taking on-campus classes, typically meeting minimum credit requirements.
  • Certain plans may also be available to students on OPT or J-1 visa programs, depending on the plan.

Because eligibility and plan availability can differ, students are encouraged to contact us for assistance.

Student Medicover plans offer comprehensive health insurance coverage designed for international students, with benefits varying by plan.

  • Doctor visits and preventive care
  • Mental health services
  • Prescription medications
  • Emergency and urgent care
  • Hospitalization and surgical services

Coverage levels, provider networks, and cost-sharing such as deductibles, copays, and coinsurance may differ across plans. Students are encouraged to review plan details carefully to select the option that best fits their needs and school requirements.

How do I find an in-network doctor or medical facilities near campus?

For step-by-step instructions, follow Student Medicover’s Visit a Doctor → Find a Doctor guide. In general, you’ll enter your address or zip code, then search for the type of care you need (for example: Primary Care Physicians, Hospitals, or Urgent Care Centers).

Student Medicover plans include Emergency Medical Evacuation and Repatriation of Remains benefits, and these benefits are unlimited (no maximum limit). If the school requires specific minimum dollar amounts, Student Medicover can help confirm the benefit details for your waiver submission.

Student Medicover Supreme, Elite, Prime 100, and Prime 500 plans all cover preventive care services provided at in-network facilities. This includes most of the vaccinations required by colleges, as these immunizations are typically classified under preventive care. For a complete list of vaccines covered by Student Medicover plans, please click here.

Yes. Eligible Student Medicover plans—including the Prime 500, Prime 100, Elite, and Supreme options—provide prescription drug benefits (subject to formulary, pharmacy network, and cost-sharing rules). Among these, the Supreme plan offers the highest level of prescription drug coverage. To save money, use an in-network pharmacy and confirm whether a medication is covered before you fill a prescription. For full details about your plan’s drug benefits, please review your certificate of coverage or contact Student Medicover support.

If you visited an in-network provider, please show your official insurance card during your visit; in-network providers will submit your claims to UHCSR directly, so you do not need to submit the claim yourself. One of the key advantages of Student Medicover is that UnitedHealthcare Student Resources (UHCSR) serves as both the insurance company, the network provider, and the claims processor. This integration streamlines your experience and reduces confusion and delays.

If you visited an out-of-network provider or your school’s student health center cannot bill your claims, you may log in to your UHCSR account and use the claim submission portal to submit a claim. You can upload your official insurance card, monthly bank statement, and an itemized bill including provider address, provider tax ID, diagnosis code, and procedure code. Please allow up to 20 business days for the insurance company to process your claims.

Healthcare in the United States can be expensive, especially for international students without insurance. Student Medicover plans protect students and their families from high medical costs related to doctor visits, urgent care, emergency treatment, prescription drugs, hospitalization, and other medical needs.

Student Medicover also has a licensed support team to help members understand their benefits, find care, and use their insurance with confidence.

Student Medicover plans are designed to provide Austin Community College District international students with reliable healthcare access across the United States, combining comprehensive insurance benefits with dependable support services.

Depending on the plan selected, students can benefit from competitive coverage levels for eligible in-network services, helping manage medical costs while offering flexibility.

Student Medicover is the exclusive international partner of UnitedHealthcare Student Resources (UHCSR), which processes all claims and provides access to the nationwide UHC Choice Plus PPO/UHC Options PPO network, including over 1 million physicians and 6,000 hospitals.

In addition, Student Medicover offers a licensed support team available around the clock to assist students and families.

Need help? Talk to us.

At the heart of our customer support team are kindness and patience. Whether you need help navigating your health insurance, scheduling doctor visits, accessing your insurance ID, or filing claims, our dedicated representatives are here to guide you with care and expertise.

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