Get Your
University of South Florida
Health Plan
In Minutes
Waiver 100% Approved by University of South Florida.
Maximum Waiver Saving: $1,823/year
$0 Deductible Options
90% Coinsurance Options
Waiver Deadline: Aug 23
School Health Center: Accepted
Why USF Trusts Student Medicover
Trusted by over 1,500 Universities and High Schools.
Low OOPM
Stay protected with out-of-pocket maximums from $5,000.
Direct Payment
Many medical providers bill us directly. Only pay your portion after your visit.
24/7 Assistance
Questions about finding a doctor or filing a claim? Our team is here to help anytime.
In-network Doctors Near USF
Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from May 2026, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.
Affordable plan that covers everything
No confusing tiers. No exclusions for hereditary conditions. Just complete coverage.
What is covered?
Accidents & injuries
Illnesses & diseases
Emergency care
Surgery & hospitalization
Diagnostic tests
Prescription medications*
and more……
What is covered?
FREE
24×7 Customer Service
FREE
Online Doctor Visit
FREE
Claim Assistance
FREE
Mental Health Service
FREE
Vision Care*
and more……
*Benefit availability may vary by plan. Please refer to the Policy Certificate for full benefit details.
Insureds From
Serving Students At
Over
Common FAQs
Does the University offer health insurance to its students?
Yes. USF requires international students to have adequate health insurance. Students must either enroll in the USF Student Health Insurance Plan or complete a waiver showing proof of comparable coverage.
Where is the University located?
The University of South Florida’s main campus is in Tampa, Florida. It occupies more than 1,500 acres with about 240 buildings and borders an additional 735 acres of forest preserve and riverfront recreation area. The campus is easily accessible from downtown Tampa and provides a blend of academic facilities and natural spaces.
When is the school's waiver deadline?
The waiver period runs July 15 through August 23. Students must submit all required documents to Academic Health Plans. Missing the deadline results in automatic enrollment in the USF plan.
What happens if I don’t waive the school’s insurance by the deadline?
Students who do not complete the waiver process by the deadline are automatically enrolled in the USF Student Health Insurance Plan and charged the premium for the term.
Which hospitals near the school are in network with Student Medicover?
Tampa General Hospital (TGH) is a 1,040-bed non-profit tertiary research and academic medical center located on Davis Island in Tampa. It serves as the primary teaching affiliate of the USF Morsani College of Medicine and houses the area’s only Level I adult and pediatric trauma center. Student Medicover’s UnitedHealthcare Choice Plus network includes providers at TGH and other Tampa-area hospitals.
How do I get my Student Medicover insurance ID card?
After you enroll in Student Medicover, you will receive an email with instructions to set up your UHCSR HealthSafe ID. From there, you can download your digital insurance ID card or request a physical card. Keep your card handy when you visit a doctor or pharmacy. If you have trouble accessing your card, contact Student Medicover for support.
How do I file a claim with Student Medicover?
When receiving care from an in-network provider, simply share your insurance ID card with the provider so that the claim will be filed on your behalf by the provider. To file a claim yourself, log into your United Healthcare Student Resources account and submit the claim form along with itemized bills and receipts. Claims are processed by UnitedHealthcare Student Resources, and reimbursements are typically issued within a few weeks. You can also contact our support team for assistance with claims and billing.
How can I contact Student Medicover for help?
For questions about enrollment, waivers or claims, contact Student Medicover’s customer service team at [email protected] or by calling 1-812-360-2313. Live chat and a help center are also available on the Student Medicover website.
How does the school's insurance plan compare with Student Medicover?
The USF Student Health Insurance Plan is designed for both domestic and international students but can be expensive. Student Medicover plans are designed for international students and typically provide lower premiums with comparable benefits. Student Medicover plans use the UnitedHealthcare Choice Plus network, giving students access to a broad network of doctors nationwide. Student Medicover also includes telemedicine, mental health counseling and vision discounts, providing flexibility beyond campus-based care.
Do I need to waive the school’s health insurance if I want Student Medicover?
Yes. If you have a comparable insurance plan such as Student Medicover, you may waive the school’s plan. Without an approved waiver, the university will keep you enrolled and charge the insurance premium.
How do I waive the school’s health insurance?
Students must submit all required documents to Academic Health Plans.
Am I eligible for Student Medicover?
Student Medicover offers plans specifically for international students (F-1 and J-1 visa holders) studying in the United States. If you are an international student at USF, you can enroll in a Student Medicover plan and use it to waive the school’s insurance plan.
How do I know if my current insurance qualifies to waive the school's plan?
Your plan must be active for the entire academic year and provide comprehensive medical coverage, including preventive care, physician visits, hospitalization, prescription drugs and mental-health services. Student Medicover plans meet all requirements set by USF.
Can I enroll my spouse or children with Student Medicover?
Yes. Student Medicover offers plans that allow you to add eligible dependents (spouse and children). You can select dependent coverage during the enrollment process, and premiums will vary based on the number of dependents and coverage levels.
Can I continue seeing my current doctor?
Student Medicover plans use the UnitedHealthcare Choice Plus network. If your current doctor participates in this network, you can continue seeing them at in-network rates. If not, you may need to choose a new provider or pay out-of-network costs. Use the provider search tool on UnitedHealthcare’s website to check whether your doctor is in network.
How to Waive
Get Insurance Card
After enrolling in your plan, download your insurance card by visiting uhcsr.com.
Filling Waiver Form
Filling the waiver form according to the insurance card and submit it on school’s official website.
Verify Your Waiver
It generally takes 7-10 working days for school to verify the waiver. After the waiver is approved, the school will refund your insurance fee to your account.
