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Affordable, comprehensive student health insurance you can trust.
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*All prices apply to students under 25
Insurance
Terminology
The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services.
The percentage of costs of a covered health care service the insurance company pays after you’ve paid your deductible.
This refers to the maximum amount an insurance company will pay for covered services during a specific coverage period.
You’ll usually pay a fixed amount of money for each covered doctor visit or prescription.
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn’t include your monthly premiums and anything you spend for services your plan doesn’t cover.
A claim is a formal request submitted to the insurance company to ask for payment for medical services covered under the insurance policy.
Things to Consider
To successfully waive your university health plan, the plan you purchased must meet the minimum insurance requirements of your school. Review the insurance requirements on the university website.
Consider your unique medical needs when you’re choosing plans. If you have a specific medical question, please consult your doctor or our customer service.
Supreme, Elite, Prime 100 and Prime 500 offer coverage for the prescription drugs.
Supreme, Elite, Prime 100 and Prime 500 plans 100% cover in-network preventative vaccines, such as MMR and flu shots.
Pre-existing conditions are the healthcare problems you had before your coverage started. Supreme, Elite, Prime 100 and Prime 500 plans do not have limits on pre-existing conditions. Only the Global Care Basic and Basic plans have a waiting period.
