If you visited an In-Network provider, please show your official insurance card during your visit; in-network providers will submit your claims to UHCSR directly, so you don’t need to submit the claim by yourself. If you visited an Out-of-network provider or your school’s student health center cannot bill your claims to the insurance company. You may login to your UHCSR account, click on “Submit Claim” and submit a claim in your portal. The system will require you to submit your official insurance card, monthly statement from your bank and an Itemized bill including provider address, provider tax ID, diagnosis code and procedure code. Please allow up to 20 business days for the insurance company to process your claims.

Yes, it is covered if you are enrolled in the Prime 500/Prime100/Elite/Supreme plan.

Note: you need to get prescription drugs from the in-network pharmacies.

For 2025- 2026 policy year, Student Medicover Global care basic, Global care plus, Prime 500, Prime 100, Elite, Supreme plans can cover prescription drugs if you purchase the drug from in-network pharmacy. Please note our plans does not provide benefits for drugs purchased at out of network pharmacy stores.

Most insurance plans, including Student Medicover, typically provide coverage for prescription drugs but do not include coverage for Over-The-Counter (OTC) medications such as Tylenol.

A deductible is the amount you must pay out of pocket for covered medical expenses before your insurance starts to pay, while a copay is a fixed amount you pay for certain covered medical services or prescription drugs.