Get Your
New York University
Health Plan
In Minutes
Waiver 100% Approved by New York University.
Maximum Waiver Saving: $3,860/year
$0 Deductible Options
90% Coinsurance Options
Waiver Deadline: Sep 30
School Health Center: Direct Bill
Why NYU Trusts Student Medicover
Trusted by over 1,500 Universities and High Schools.
Low OOPM
Stay protected with out-of-pocket maximums from $5,000.
Direct Payment
Many medical providers bill us directly. Only pay your portion after your visit.
24/7 Assistance
Questions about finding a doctor or filing a claim? Our team is here to help anytime.
In-network Doctors Near NYU
Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from May 2023, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.
Affordable plan that covers everything
No confusing tiers. No exclusions for hereditary conditions. Just complete coverage.
What is covered?
Accidents & injuries
Illnesses & diseases
Emergency care
Surgery & hospitalization
Diagnostic tests
Prescription medications*
and more……
What is covered?
FREE
24×7 Customer Service
FREE
Online Doctor Visit
FREE
Claim Assistance
FREE
Mental Health Service
FREE
Vision Care*
and more……
*Benefit availability may vary by plan. Please refer to the Policy Certificate for full benefit details.
Insureds From
Serving Students At
Over
Common FAQs
Does New York University offer health insurance to its students?
Yes. New York University (NYU) automatically enrolls most students in the school-sponsored Student Health Insurance Plan (SHIP) unless they successfully waive coverage. This plan provides comprehensive medical and mental-health benefits, but the premiums can be expensive. Student Medicover offers affordable alternative plans designed for international students that use the UnitedHealthcare Choice Plus network.
Where is New York University located?
NYU’s urban campus spans multiple neighborhoods in New York City. The primary campus is centered around Washington Square Park in Greenwich Village, Manhattan, and the university also operates a campus at MetroTech Center in Downtown Brooklyn. Students live and study in the heart of New York City, with housing, classrooms and student facilities spread across these areas.
When is the NYU waiver deadline?
NYU has three waiver deadlines each academic year. For the 2025-26 year, the fall waiver deadline is September 30 (2025), the spring deadline is February 10 (2026), and the summer deadline is June 5 (2026). You must submit your completed waiver by the appropriate deadline to avoid being charged for NYU’s health plan.
What happens if I don’t waive NYU’s insurance by the deadline?
If you miss the waiver deadline or your waiver is denied, NYU will automatically keep you enrolled in its Student Health Insurance Plan for that semester. The premium charge will remain on your student account and cannot be removed retroactively. To avoid unwanted charges, be sure to complete and submit your waiver form before the appropriate deadline.
Which hospitals near NYU are in network with Student Medicover?
Student Medicover uses UnitedHealthcare’s Choice Plus network, which includes many hospitals in New York City. Near NYU’s campus you’ll find:
- Tisch Hospital – an acute-care hospital with more than 352 beds located in midtown Manhattan.
- Kimmel Pavilion – a 374-bed inpatient facility adjacent to Tisch Hospital that offers surgical and intensive-care services.
- NYU Langone Orthopedic Hospital – a 225-bed specialty hospital located in the Gramercy Park neighborhood for orthopedic and musculoskeletal care.
Because Student Medicover partners with UnitedHealthcare, you can access these hospitals and a broad network of other providers nationwide.
What are the main differences between Student Medicover and NYU’s health plan?
The NYU Student Health Insurance Plan is a university-sponsored plan that includes access to NYU Langone Health facilities and comprehensive benefits, but it is relatively expensive. Student Medicover plans often cost less and provide comparable or better benefits, including telemedicine, mental-health counseling, vision discounts, and nationwide coverage through the UnitedHealthcare Choice Plus network. Unlike NYU’s plan, Student Medicover allows you to seek care at any in-network provider nationwide without referrals, making it a flexible option for international students.
Can I enroll my spouse or children with Student Medicover?
Yes. Student Medicover offers dependent coverage options. During enrollment you can add your spouse or children to your plan. Premiums will vary based on the number of dependents and the level of coverage selected. Dependents will have access to the same UnitedHealthcare Choice Plus network and benefits as the primary insured.
Can I continue seeing my current doctor?
Student Medicover plans use UnitedHealthcare’s Choice Plus network, which includes a large selection of doctors and specialists. If your doctor participates in this network, you can continue to see them at in-network rates. If not, you may still see your doctor, but out-of-network costs may be higher and may not count toward your waiver requirements. You can search for in-network providers using UnitedHealthcare’s online directory.
How does the NYU insurance plan compare with Student Medicover?
NYU’s SHIP is a robust plan administered through the university, but many students find it costly. Student Medicover is designed specifically for F-1 and J-1 students and often costs less. It partners with UnitedHealthcare’s Choice Plus network, giving you access to a nationwide network of hospitals and doctors. In contrast, NYU’s plan may restrict you to certain campus or NYU-affiliated providers. Student Medicover plans include telemedicine, mental-health counseling, vision discounts and worldwide coverage for emergencies, making them a flexible option for students seeking comprehensive benefits at a lower price.
Do I need to waive NYU’s health insurance if I want Student Medicover?
Yes. NYU automatically enrolls you in its Student Health Insurance Plan. To use a different plan such as Student Medicover, you must submit a waiver showing proof of comparable coverage. Without an approved waiver, NYU will keep you enrolled in the university’s plan and bill the premium to your student account. Student Medicover plans meet NYU’s insurance requirements, so you can waive NYU’s plan once you have your alternative policy.
How do I waive NYU’s health insurance?
NYU requires you to complete a paper waiver form. According to the waiver guide, you should download the official NYU waiver form, fill out Section A with your personal information (name, NYU ID, date of birth and signature), and have your insurance company complete Section B to certify that your policy meets NYU’s minimum requirements. These requirements include unlimited coverage per accident or illness, inpatient and outpatient care in New York City (including mental health services), medical evacuation and repatriation, a deductible under $1,500 per year and no exclusions for pre-existing conditions. Once both sections are completed, email the signed form and supporting documentation to [email protected] by the deadline. After your waiver is reviewed and approved, the NYU insurance charge will be removed from your bill.
Am I eligible for Student Medicover at NYU?
Student Medicover offers plans specifically for international students (F-1 and J-1 visa holders) studying in the United States. If you are an international student at NYU and your current coverage meets the university’s waiver requirements, you can purchase a Student Medicover plan and use it to waive NYU’s SHIP. Domestic students or those with employer-based plans may also consider Student Medicover, but they must ensure the plan meets NYU’s coverage criteria.
How do I know if my current insurance qualifies to waive NYU’s plan?
NYU requires alternate insurance plans to meet specific criteria. Your policy must provide unlimited coverage per accident or illness, include inpatient and outpatient care in New York City (including mental health care), cover medical evacuation and repatriation, have an annual deductible under $1,500, and have no exclusion for pre-existing conditions. Additionally, the plan must be issued by a U.S.-based carrier with a U.S. claims address and contact number. If your insurance meets these requirements, you can use it to waive NYU’s plan.
How do I get my Student Medicover insurance ID card?
After enrolling in a Student Medicover plan, you will receive instructions by email to create an online account. Once you’ve registered, you can download and print your insurance ID card or request a physical card to be mailed to you. Keep this card with you when visiting doctors or pharmacies. If you have any trouble accessing your ID card, contact Student Medicover’s customer service for assistance.
How do I file a claim with Student Medicover?
To file a claim, log into your Student Medicover member portal and download the claim form. Complete the form and upload it along with itemized receipts or explanation of benefits from your provider. Claims are typically processed within a few weeks. For help, you can also call or email Student Medicover’s claims support team.
How can I contact Student Medicover for help?
Student Medicover’s customer service team can assist with enrollment, waiver questions, claims and finding providers. You can reach them by email at [email protected] or call 1-812-360-2313. They also offer live chat on their website and a dedicated help center with FAQs and resources.
How to Waive
Get Insurance Card
After enrolling in your plan, download your insurance card by visiting uhcsr.com.
Filling Waiver Form
Filling the waiver form according to the insurance card and submit it on school’s official website.
Verify Your Waiver
It generally takes 7-10 working days for school to verify the waiver. After the waiver is approved, the school will refund your insurance fee to your account.
