Thank you for choosing Student Medicover. We are health enthusiasts providing affordable and reliable health insurance, excellent customer service, and authentic healthcare knowledge.
Pratt 2023 waiver deadline: 10/01/2023
Coverage Period: 08/18/2023-08/17/2024
plans for Pratt Institute students
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In-network Doctors Near Pratt
Disclaimer: The above data is based on the number of hospitals within 20 miles of the school’s main campus, data taken from August 2023, for reference only, specific information can be viewed by clicking the button below to enter the address yourself.
Common Pratt Students FAQs
The insurance premium is calculated based on the risk factors. Demographics factors are essential to the health insurance cost. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students, thus higher risk and higher rate.
In the United States, it is mandatory for international students to have health insurance. The Pratt Institute requires you to have health insurance and the school offers a specific plan. However, international students have the option to choose their own insurance plan like Student Medicover that meets coverage requirements set by Pratt.
Yes, deductible and copay will be waived for visit at Pratt Student Health Center. After your visit, since Pratt Student Health Center does not provide a claim billing service, you will need to submit a reimbursement claim in your UHCSR insurance account.
Yes, if you are over 18 years old, we offer a wide range of selections for dental and vision insurance and discount plans to meet your needs. Also, our plans cover all pediatric dental and vision care except the Basic plan, as well as $200 vision coverage for Supreme, Elite, and Prime 100 plan.
2023-2024 Policy Year Supreme, Elite, Prime 100, and Prime 500 cover the preventive care services rendered in in-network facilities. Most of the college-required vaccinations are on our preventive care services list. For the full vaccination list covered by our plans, please click here.
2023-2024 Policy Year Supreme, Elite, Prime 100, and Prime 500 have no pre-existing conditions waiting period or exclusion.
If you visited an In-Network provider, please show your official insurance card during your visit; in-network providers will submit your claims to UHCSR directly, so you don’t need to submit the claim by yourself. If you visited an Out-of-network provider or your school’s student health center cannot bill your claims to the insurance company. You may login to your UHCSR account, click on “Submit Claim” and submit a claim in your portal. The system will require you to submit your official insurance card, monthly statement from your bank and an Itemized bill including provider address, provider tax ID, diagnosis code and procedure code. Please allow up to 20 business days for the insurance company to process your claims.
Yes, it is covered if you are enrolled in the Prime 500/Prime100/Elite/Supreme plan.
Note: you need to get prescription drugs from the in-network pharmacies.
For 2023- 2024 policy year, Student Medicover Global care basic, Global care plus, Prime 500, Prime 100, Elite, Supreme plans can cover prescription drugs if you purchase the drug from in-network pharmacy. Please note our plans does not provide benefits for drugs purchased at out of network pharmacy stores.
Most insurance plans, including Student Medicover, typically provide coverage for prescription drugs but do not include coverage for Over-The-Counter (OTC) medications such as Tylenol.
A deductible is the amount you must pay out of pocket for covered medical expenses before your insurance starts to pay, while a copay is a fixed amount you pay for certain covered medical services or prescription drugs.
Yes, if the treatment is medically necessary, it is considered a component of physical therapy. It is advisable to verify the coverage details beforehand by contacting the specific clinic you intend to visit. It is important to note that non-medically necessary massages will typically not be covered by insurance.
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