Elite
$129.90/30 DaysUnder 25
The most popular plan featuring a coinsurance of 90%, a low deductible and preventative care services.
Prime
$106.20/30 DaysUnder 25
Affordable premium, a low deductible, a coinsurance of 80%, and preventative care services.
Choice
$89.70/30 DaysUnder 25
The most cost-effective plan featuring preventative care sercives.
Preferred
$73.50/30 DaysUnder 25
Stay fully covered for illnesses and pay low premiums and deductibles.
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
Best for students looking for an affordable premium and adequate protection against illnesses.
Elite
$129.90/30 Days
Prime
$106.20/30 Days
Choice
$89.70/30 Days
Preferred
$73.50/30 Days
Basic
$57 or $54/30 Days
Deductible
The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services.
Copayment (or co-pay)
You’ll usually pay a fixed amount of money for each covered doctor visit or prescription.
Coinsurance Coinsurance
The percentage of costs of a covered health care service the insurance company pays after you’ve paid your deductible.
Out-of-pocket Maximum
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn’t include your monthly premiums. It also doesn’t include anything you spend for services your plan doesn’t cover.
Things to consider