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选择保险计划

留学生健康的最佳保障

Supreme

$ 193.2
/30 Days
  • Deductible
    $0
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    90%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $5000
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $15,$30,$50
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
  • PPO Network
    Unitedhealthcare Choice Plus
New

Elite

$ 180.9
/30 Days
  • Deductible
    $0
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    90%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $5000
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%

    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
  • PPO Network
    Unitedhealthcare Choice Plus
Popular

Prime 100

$ 126.9
/30 Days
  • Deductible
    $100
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $6350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)

  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
  • PPO Network
    Unitedhealthcare Choice Plus
Popular

Prime 500

$ 110.4
/30 Days
  • Deductible
    $500
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $7350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $25,30%,50%
    (UnitedHealthcare Pharmacy)
  • Routine Eye Exam
    N/A
    (Maximum)
  • Vision Care Supplies
    N/A
    (Maximum)
  • PPO Network
    Unitedhealthcare Choice Plus
Popular

*以上均为25周岁以下价格

*Supreme、Elite购买时长超过180天在保期生效日内享有价值¥1650爱康国兵体检及洗牙服务。前往激活福利

Loved and trusted by students worldwide

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87%

87% of insured students highly
recommend
Students Medicover*

*2018 Student Medicover Customer
Satisfaction Survey

Why Choose Use - earth-grid-symbol

43 countries

Insured students are from 43 countries

Why Choose Use - graduation cap

889 universities

studying in 889 universities.

已为 300,000+ 学生提供医疗保障

全面医疗保障,让你前行无惧

需要就医,但担心美国看病价格太高?不用担心,我们为你提供全面保障——大病小病都不用担心。

医生门诊、住院治疗、预防性治疗、处方药品、急诊治疗、救护车、心理健康、在线看病

Live Fearlessly - Doctor Visits

医生门诊

Live Fearlessly - Hospital Stay

住院治疗

Live Fearlessly - Preventive Care

预防性治疗*

Live Fearlessly - Prescription Drugs

处方药品*

Live Fearlessly - Emergency Room

急诊治疗

Live Fearlessly - Ambulance

救护车

Live Fearlessly - BetterHelp

心理健康

Live Fearlessly - Online Doctor

在线看病

*Supreme/Elite/Prime100/ Prime500及Global Care Basic 计划包含预防性治疗与处方药。

Find trusted doctors in 15 minutes.
Whenever. Wherever.

As the leading national network with qualified providers, you can locate a trusted doctor or hospital within 15 minutes anywhere in the country through UnitedHealthcare Choice Plus PPO.

The Choice Plus PPO network includes:

  • Why Choose Us stethescope 840,000+ Doctors and health care professionals
  • Why Choose Us hospital 5,700+ Hospitals
  • Why Choose Us Pharmacies 30,000+ Pharmacies

15分钟查找权威医生

无论何时,无论何地

Why Choose Us where for care drop pin

网络内医疗机构

使用uhcsr手机app或者查找机构链接,可以在15分钟之内查找到美国境内任何一家网络内医疗机构。

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校医务室

使用SM保险在学校的学生健康中心看病可以免除自付额和挂号费,方便划算。

Why Choose Us where for care

免费在线联线医生

如果是感冒发烧等轻微疾病,可以使用HealthiestYou,15分钟之内就可以连线到一位认证医师,为你诊疗,并开处方药。HealthiesYou对所有SM保险投保学生免费。

global emer ser

境外医疗协助:全球紧急服务

在世界各地(除中国外),都可获得全天候医疗协助。联系方式见保险卡背面。

为你全面讲解,
美国医疗体系。

Student Medicover由一群充满社会责任感的留学生创办。我们深深理解留学生们在美国遇到的挑战——美国医疗系统价格昂贵,充满了复杂的术语。不少学生避免就医,只因为担心预约排队和昂贵账单。

为了解决这个问题,我们构建了一个内容制作平台 – 发布简单易懂、轻松幽默的内容来介绍医疗资源,帮助同学们使用保险来保持身心健康。

联系我们,获取帮助

如果您有任何看病,保险卡,理赔的相关问题,请点击下方按钮,联系客服。我们的客服团队会为您提供7/24的全方位贴心服务。

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