{"id":7466,"date":"2021-08-05T16:53:47","date_gmt":"2021-08-05T23:53:47","guid":{"rendered":"https:\/\/smcovered.com\/?p=7466"},"modified":"2025-09-08T11:17:34","modified_gmt":"2025-09-08T18:17:34","slug":"%e7%be%8e%e5%9b%bd%e7%9c%8b%e7%97%85-see-a-doctor-in-us","status":"publish","type":"post","link":"https:\/\/smcovered.com\/cn\/%e7%be%8e%e5%9b%bd%e7%9c%8b%e7%97%85-see-a-doctor-in-us\/","title":{"rendered":"\u5728\u7f8e\u56fd\u770b\u75c5\uff1f\u770b\u8fd9\u7bc7\u5c31\u591f\u4e86\uff082025\u5e74\u6700\u65b0\u7248\uff09"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7466\" class=\"elementor elementor-7466\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-07f5b0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"07f5b0b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e6dee20\" data-id=\"e6dee20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0fd9841 elementor-widget elementor-widget-heading\" data-id=\"0fd9841\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u5728\u7f8e\u56fd\u770b\u75c5\uff1f\u770b\u8fd9\u7bc7\u5c31\u591f\u4e86\uff082025\u5e74\u6700\u65b0\u7248\uff09<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28be732 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28be732\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f1250d2\" data-id=\"f1250d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f90476 elementor-widget elementor-widget-jet-banner\" data-id=\"0f90476\" data-element_type=\"widget\" data-widget_type=\"jet-banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-jet-banner jet-elements\"><figure class=\"jet-banner jet-effect-none\"><div class=\"jet-banner__overlay\"><\/div><img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/How-to-see-a-doctor-in-the-U.S..jpg\" alt=\"\u7f8e\u56fd\u770b\u75c5How to see a doctor in the U.S.\" class=\"jet-banner__img\" title=\"\"><figcaption class=\"jet-banner__content\"><div class=\"jet-banner__content-wrap\"><\/div><\/figcaption><\/figure>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fcaec22 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fcaec22\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea192cc\" data-id=\"ea192cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1be8fb0 elementor-widget elementor-widget-text-editor\" data-id=\"1be8fb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u5f88\u591a\u4eba\u5bf9\u4e8e\u5728\u7f8e\u56fd\u770b\u75c5\u7559\u4e0b\u7684\u56fa\u6709\u5370\u8c61\uff1a\u201c\u6162\u201d\uff0c\u201c\u8d35\u201d\uff0c\u201c\u96be\u201d\u3002\u4e8e\u662f\u201c\u5c0f\u75c5\u968f\u4fbf\u5403\u70b9\u836f\uff0c\u5927\u75c5\u76f4\u63a5\u8dd1\u56de\u56fd\u201d\u5c31\u53d8\u6210\u4e86\u5f88\u591a\u5728\u7f8e\u7559\u5b66\u751f\u7684\u770b\u75c5\u5e38\u6001\u3002\u5373\u4f7f\u5927\u591a\u540c\u5b66\u5df2\u7ecf\u6309\u7167\u5b66\u6821\u89c4\u5b9a\u8d2d\u4e70\u5e76\u62e5\u6709\u4e86\u533b\u7597\u4fdd\u9669\uff0c\u4f46\u5f53\u771f\u7684\u9762\u4e34\u751f\u75c5\u9700\u8981\u6c42\u533b\u95ee\u836f\u65f6\uff0c\u8fd8\u662f\u4f1a\u675f\u624b\u65e0\u7b56\uff0c\u5bf9\u4e8e<span style=\"color: #ad0000;\"><strong>\u770b\u75c5\u6d41\u7a0b\u6bd4\u5982\u8be5\u53bb\u9884\u7ea6\u54ea\u4e2a\u533b\u751f<\/strong><\/span><span style=\"color: #8fb1e9;\"><strong>\u7d27\u6025\u62a4\u7406\uff08Urgent Care\uff09\u8fd8\u662f\u4e13\u79d1\u533b\u751f\uff08Special Care\uff09<\/strong><\/span><strong>\uff0c<\/strong><span style=\"color: #ad0000;\"><strong>\u4fdd\u9669\u7684\u4f7f\u7528\u751a\u81f3\u662f\u5982<\/strong><\/span><span style=\"color: #8fb1e9;\"><strong>\u81ea\u4ed8\u989d\uff08Deductible\uff09<\/strong><\/span><strong>,\u00a0<\/strong><span style=\"color: #8fb1e9;\"><strong>\u5171\u4ed8\u989d\uff08Copay\uff09<\/strong><\/span>\u8fd9\u7c7b\u4e13\u4e1a\u540d\u8bcd\u4e00\u70b9\u6982\u5ff5\u90fd\u6ca1\u6709\uff0c\u4eca\u5929\u6211\u4eec\u4e3a\u5927\u5bb6\u51c6\u5907\u4e86\u8fd9\u7bc7\u7f8e\u56fd\u770b\u75c5\u5168\u653b\u7565\uff0c\u624b\u628a\u624b\u6559\u4f60\u8f7b\u677e\u514b\u670d\u5728\u7f8e\u5c31\u533b\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01f30eb elementor-widget elementor-widget-image\" data-id=\"01f30eb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"358\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5-1024x358.png\" class=\"attachment-large size-large wp-image-15061\" alt=\"\" srcset=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5-1024x358.png 1024w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5-300x105.png 300w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5-768x269.png 768w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5-1536x538.png 1536w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2023\/12\/\u6d3b\u7801\u540d\u7247-\u7f8e\u56fd\u770b\u75c5.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d21700c elementor-widget elementor-widget-spacer\" data-id=\"d21700c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fdd3ec elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"7fdd3ec\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\t\u76ee\u5f55\t\t\t<\/h2>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7fdd3ec\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7fdd3ec\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__7fdd3ec\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a13cc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a13cc1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4d9e7f\" data-id=\"d4d9e7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4a40b4 elementor-widget elementor-widget-heading\" data-id=\"d4a40b4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1.\u7f8e\u56fd\u770b\u75c5\u57fa\u672c\u672f\u8bed<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6112ad2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6112ad2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-620a2f5\" data-id=\"620a2f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8811ec8 elementor-widget elementor-widget-text-editor\" data-id=\"8811ec8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u638c\u63e1\u4e00\u4e9b\u5fc5\u8981\u7684\u57fa\u7840\u4e13\u4e1a\u672f\u8bed\uff0c\u53ef\u4ee5\u5e2e\u4f60\u7701\u53bb\u5f88\u591a\u65f6\u95f4\u54e6\uff0c\u4ee5\u4e0b\u662f\u6700\u5e38\u89c1\u7684\u4e00\u4e9b\uff1a<\/p><ul><li><span style=\"color: #ad0000;\"><strong>\u81ea\u4ed8\u989d <\/strong><\/span><strong>Deductible<\/strong> &#8211;\u00a0\u5728\u4fdd\u9669\u516c\u53f8\u5f00\u59cb\u8d54\u4ed8\u524d\uff0c\u6295\u4fdd\u4eba\u81ea\u5df1\u8981\u5148\u4ed8\u7684\u94b1\u3002\u81ea\u4ed8\u989d\u4e00\u822c\u662f\u6309\u7167\u6bcf\u5e74(Policy Year) \u7d2f\u8ba1\u8ba1\u7b97\u7684\uff0c\u4e5f\u5c31\u662f\u8bf4\u4e00\u5e74\u5185\u7ed9\u591f\u8fd9\u7b14\u94b1\u5c31\u4e0d\u7528\u518d\u652f\u4ed8\u81ea\u4ed8\u989d\u4e86\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u8d54\u4ed8\u6bd4\u4f8b<\/strong><\/span><strong> Co-insurance &#8211; <\/strong>\u4fdd\u9669\u516c\u53f8\u7ed9\u533b\u7597\u8d39\u8d54\u4ed8\u7684\u767e\u5206\u6bd4\u3002\u6bd4\u5982SM Elite\u8ba1\u5212\uff0cCoinsurance\u662f90%\uff0c \u5f53\u4f60\u4ed8\u5b8c\u81ea\u4ed8\u989d\u540e\uff0c\u4f60\u53ea\u9700\u8981\u652f\u4ed8\u533b\u7597\u8d26\u5355\u768410%\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u652f\u4ed8\u8d26\u5355\u768490%\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u5171\u4ed8\u989d <\/strong><\/span><strong>Copay<\/strong> &#8211; \u5bf9\u67d0\u4e9b\u7279\u5b9a\u9879\u76ee\uff08\u533b\u751f\u95ee\u8bca\u3001\u5904\u65b9\u836f\u7b49\uff09\uff0c\u6bcf\u6b21\u770b\u75c5\u65f6\u81ea\u5df1\u9700\u8981\u652f\u4ed8\u7684\u4e00\u5b9a\u91d1\u989d\uff0c\u7c7b\u4f3c\u56fd\u5185\u7684\u6302\u53f7\u8d39\u3002\u6bd4\u65b9\u8bf4\u533b\u751f\u95ee\u8bca\uff0c\u901a\u5e38\u770b\u4e00\u6b21\u8981\u7f34$20-$40\u7684\u5171\u4ed8\u989d\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u6700\u9ad8\u4fdd\u989d<\/strong><\/span><strong> Overall Plan Maximum &#8211; <\/strong>\u6700\u9ad8\u4fdd\u989d\u662f\u6307\u4fdd\u9669\u516c\u53f8\u4f1a\u652f\u4ed8\u7684\u6700\u9ad8\u91d1\u989d\u3002\u540c\u5b66\u4eec\u8981\u7279\u522b\u6ce8\u610f\u7684\u662f\u4fdd\u989d\u6709\u6bcf\u6b21\u6700\u9ad8\u8d54\u4ed8\u989d\u548c\u6bcf\u5e74\u6700\u9ad8\u8d54\u4ed8\u989d\u4e4b\u5206\u3002\u5927\u5bb6\u5728\u8d2d\u4e70\u4fdd\u9669\u7684\u65f6\u5019\u4e00\u5b9a\u8981\u77e5\u9053\u6bcf\u4e2a\u4fdd\u9669\u7684\u6700\u9ad8\u4fdd\u989d\u662f\u591a\u5c11\uff0c\u8fd9\u6837\u540c\u5b66\u4eec\u624d\u80fd\u6709\u6700\u597d\u7684\u4fdd\u969c\u3002 SM\u4fdd\u9669\u7684Prime\u548cElite\u8ba1\u5212\u90fd\u662f\u65e0\u4e0a\u9650\u4fdd\u989d\u7684\uff0c\u7ed9\u540c\u5b66\u4eec\u6700\u9ad8\u4fdd\u969c\uff0c\u5e76\u4e14\u6ee1\u8db3\u4e86\u7edd\u5927\u591a\u6570\u5b66\u6821\u7684\u8981\u6c42\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u6700\u9ad8\u81ea\u4ed8\u9650\u989d <\/strong><\/span><strong>Out of Pocket Maximum<\/strong> &#8211; \u81ea\u4ed8\u8d39\u7528\u5c01\u9876\u989d\u5ea6\uff0c\u8fd9\u4e2a\u653f\u7b56\u53ef\u4ee5\u8bf4\u662f\u7f8e\u56fd\u4fdd\u9669\u7684\u826f\u5fc3\u3002\u53ea\u8981\u4f60\u5728\u4e00\u5e74\u91cc\u81ea\u4ed8\u591f\u4e00\u5b9a\u6570\u989d\u7684\u94b1\uff08SM Elite\u7684\u4e00\u822c\u662f\u51e0\u5343\u7f8e\u91d1\uff09\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u5f00\u59cb100% \u8d54\u4ed8\u533b\u7597\u8d39\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u7f51\u7edc\u5185 <\/strong><\/span><strong>In-Network <\/strong><span style=\"color: #ad0000;\"><strong>\u7f51\u7edc\u5916 <\/strong><\/span><strong>Out-of-network <\/strong>&#8211; \u8fd9\u91cc\u7684Network\u6307\u7684\u662fPPO\u533b\u7597\u7f51\u7edc\u3002In-Network Provider\u662f\u6307\u548c\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\u7684\u533b\u9662\u548c\u533b\u751f\u3002\u5728\u770b\u533b\u751f\u524d\uff0c\u6700\u597d\u5148\u786e\u8ba4\u8fd9\u4e2a\u533b\u751f\u6216\u662f\u8bca\u6240\u662f\u4fdd\u9669\u516c\u53f8\u7f51\u7edc\u5185\u7684\u533b\u751f\uff0c\u8fd9\u6837\u4fdd\u9669\u516c\u53f8\u8d54\u4ed8\u7684\u6bd4\u4f8b\u4f1a\u662f\u6700\u597d\u7684\u3002\u5927\u5bb6\u4e5f\u4e0d\u7528\u82b1\u90a3\u4e48\u591a\u8d39\u7528\u5728\u652f\u4ed8\u5e10\u5355\u4e0a\u9762\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u4f18\u9009\u533b\u7597\u673a\u6784\u7b80\u79f0<\/strong><\/span><strong>\uff08PPO\uff09 Preferred Provider Organization <\/strong>&#8211; \u7b80\u5355\u6765\u8bf4\uff0cPPO\u7c7b\u578b\u7684\u7f51\u7edc\u4e0d\u7528\u770b\u6307\u5b9a\u533b\u751f\uff0c\u4e0d\u9700\u8981referral\uff0c\u81ea\u7531\u5ea6\u8f83\u9ad8\u3002\u8981\u5224\u65ad\u5065\u5eb7\u4fdd\u9669\u597d\u4e0d\u597d\uff0c\u5c31\u8981\u770b\u4fdd\u9669\u8ba1\u5212\u6240\u5c5e\u7f51\u7edc\u7684\u8986\u76d6\u7a0b\u5ea6\u3002\u62ffSM\u4fdd\u9669\u4e3e\u4f8b\uff0cSM\u4fdd\u9669\u662f\u5c5e\u4e8eUnitedHealthcare choice plus PPO\u548cUnited Healthcare options PPO\uff0c\u5176\u4f9b\u5e94\u5546United Healthcare\u662f\u5168\u7f8e\u6700\u5927\u7684\u4fdd\u9669\u516c\u53f8, \u533b\u7597\u7f51\u7edc\u975e\u5e38\u5e7f\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u5df2\u5b58\u5728\u75c5\u75c7<\/strong><\/span><strong> Pre-existing Condition <\/strong>&#8211; \u8fd9\u6761\u662f\u5f88\u591a\u4fbf\u5b9c\u4fdd\u9669\u90fd\u4f1a\u7701\u53bb\u7684\u4e00\u6761\u9879\u76ee\u3002\u5065\u5eb7\u4fdd\u9669\u628a\u4fdd\u9669\u751f\u6548\u524d\u4e00\u6bb5\u671f\u95f4\u6240\u5f97\u75c5\u75c7\u6216\u4f24\u5bb3\u6392\u9664\u5728\u4fdd\u969c\u4e4b\u5916\uff0c\u76f4\u5230\u4fdd\u9669\u751f\u6548\u4e00\u6bb5\u671f\u95f4\u540e\u624d\u4e88\u4ee5\u7406\u8d54\u3002\u8fd9\u4e2a\u662f\u4e3a\u4e86\u9632\u6b62\u8fc7\u5ea6\u533b\u7597\u548c\u98ce\u9669\u63a7\u5236\u3002SM\u4fdd\u9669\u7684\u6240\u6709\u8ba1\u5212\u90fd\u662f\u6709\u5305\u542bpre-existing condition\u7684\uff08Basic plan\u6709\u5341\u4e8c\u4e2a\u6708\u7684\u65f6\u95f4\u9650\u5236\uff0cGlobalCare Basic\u00a0plan\u6709\u516d\u4e2a\u6708\u7684\u65f6\u95f4\u9650\u5236\uff09\uff0c\u6700\u5927\u9650\u5ea6\u4fdd\u969c\u4e86\u6295\u4fdd\u4eba\u7684\u5229\u76ca\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u9884\u9632\u6027\u6cbb\u7597<\/strong><\/span><strong> Preventative Care <\/strong>&#8211; \u9884\u9632\u6027\u6cbb\u7597\u662f\u7f8e\u56fd\u75be\u63a7\u4e2d\u5fc3\u63d0\u51fa\u7684\u6982\u5ff5\uff0c\u5176\u4e2d\u5305\u542b\u4e86\u9884\u9632\u6027\u7684\u68c0\u67e5\u53ca<span style=\"color: #ad0000;\"><strong>\u75ab\u82d7<\/strong><\/span>\u5982\u4eba\u4e73\u5934\u7624\u75c5\u6bd2\u75ab\u82d7\uff08HPV\uff09\u4ee5\u53ca<strong>\u7f8e\u56fd\u5927\u5b66\u5f00\u5b66\u75ab\u82d7<\/strong>\u767e\u767d\u7834\uff08DTP\uff09\uff0c\u9ebb\u816e\u98ce\uff08MMR\uff09\u7b49\u3002<\/li><\/ul><ul><li><span style=\"color: #ad0000;\"><strong>\u4fdd\u9669\u89e3\u91ca\u4fe1 <\/strong><\/span><strong>EOB Explanation of Benefits <\/strong>&#8211; EOB\u6307\u4fdd\u9669\u7406\u8d54\u89e3\u91ca\u4fe1\uff0c\u5728\u643a\u5e26\u6211\u4eec\u4fdd\u9669\u5361\u53bb\u770b\u533b\u751f\u4e4b\u540e\uff0c\u90fd\u4f1a\u5728\u4fe1\u7bb1\u548c\u4fdd\u9669\u7f51\u7ad9\u4e0a\u6536\u5230\u8fd9\u4efdEOB\uff0c\u6ce8\u610f\u8fd9\u4e0d\u662f\u4e00\u4e2a\u7f34\u8d39\u5355\uff0c\u53ea\u662f\u4e00\u4e2a\u901a\u77e5\uff0c\u8ba9\u540c\u5b66\u4eec\u77e5\u9053\u4fdd\u9669\u516c\u53f8\u5e2e\u4f60\u8d54\u4ed8\u4e86\u591a\u5c11\u8d39\u7528\uff0c\u4ee5\u53ca\u81ea\u5df1\u9700\u8981\u652f\u4ed8\u7684\u5269\u4f59\u8d39\u7528\u3002<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c7e176 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c7e176\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1fc25c7\" data-id=\"1fc25c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39f06af elementor-widget elementor-widget-heading\" data-id=\"39f06af\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2.\u7f8e\u56fd\u770b\u75c5\u627e\u533b\u751f\u987b\u77e5<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-777d84b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"777d84b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5435e1e\" data-id=\"5435e1e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d30b73 elementor-widget elementor-widget-text-editor\" data-id=\"1d30b73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Urgent Care ,Emergency Room\uff0c\u8fd8\u662fVirtual Visit\uff0c\u7f8e\u56fd\u770b\u75c5\u8bca\u6240\u8be5\u5982\u4f55\u9009\u62e9\u5462\uff1f<\/p><p>\u5176\u5b9e\u627e\u533b\u751f\u7684\u65f6\u5019\uff0c\u6211\u4eec\u53ef\u4ee5\u901a\u8fc7\u75be\u75c5\u7c7b\u522b\u6765\u5206\u7c7b\uff0c\u627e\u5bf9\u65b9\u6cd5\uff0c\u53ea\u898115\u5206\u949f\uff0c\u4f60\u5c31\u80fd\u627e\u5230\u4e13\u4e1a\u533b\u751f\uff0c\u751a\u81f3\u53ef\u4ee5\u514d\u8d39\u95ee\u8bca\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u4e00\u822c\u7c7b\u75be\u75c5- <span style=\"color: #8fb1e9;\"><strong>\u5168\u79d1\u533b\u751f\uff08Primary Care\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p>\u7f8e\u56fd\u770b\u75c5\uff0c<span style=\"color: #ad0000;\"><strong>\u6700\u5e38\u89c1\u7684\u65b9\u5f0f\u662f\u8054\u7cfb\u5168\u79d1\u533b\u751f\uff08Primary Care\uff09<\/strong><\/span><strong>\u3002<\/strong>\u7f8e\u56fd\u7684\u533b\u751f\u90fd\u901a\u8fc7\u4e25\u683c\u5ba1\u6838\uff0c\u6301\u6709\u6267\u7167\uff0c\u4e13\u4e1a\u53ef\u9760\u3002\u5168\u79d1\u533b\u751f\u4e0d\u4ec5\u53ef\u4ee5\u5e2e\u4f60\u770b\u75c5\uff0c\u8fd8\u53ef\u4ee5\u7ed9\u4f60refer\u4e13\u79d1\u533b\u751f\uff08Special Care\uff09\u5982\u5fc3\u810f\u75c5\u533b\u751f\u3001\u76ae\u80a4\u75c5\u533b\u751f\u7b49\u3002\u4e70\u4e86\u4fdd\u9669\u7684\u540c\u5b66\u4eec\u4e5f\u53ef\u4ee5\u6307\u5b9a\u4e00\u4f4d\u5fc3\u4eea\u7684\u533b\u751f\u6765\u505a\u4e3b\u6cbb\u533b\u751f\uff0c\u7531\u4ed6\u6765\u7167\u770b\u4f60\u7684\u5065\u5eb7\u3002\u6839\u636e\u533b\u751f\u4e0d\u540c\uff0c\u4f7f\u7528SM\u4fdd\u9669\u770b\u4e00\u6b21\u533b\u751f\u5927\u7ea6\u8d39\u7528\u5728$40-$90\u4e4b\u95f4\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u4e13\u79d1\u7c7b\u75be\u75c5\uff0c\u5982\u5fc3\u810f\u75c5\u3001\u76ae\u80a4\u75c5-<span style=\"color: #8fb1e9;\"><strong>\u4e13\u79d1\u533b\u751f\uff08Special Care\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p>\u9047\u5230\u7279\u5b9a\u7684\u75be\u75c5\uff0c\u53ef\u4ee5\u5728United Healthcare\u5b98\u7f51\u4e0a\u67e5\u627e\u7279\u5b9a\u79d1\u76ee\u7684\u533b\u751f\uff0c<span style=\"color: #ad0000;\"><strong>\u4e13\u79d1\u533b\u751f\uff08Special Care\uff09<\/strong><\/span>\uff1a\u76ae\u80a4\u75c5\u3001\u5fc3\u810f\u75c5\u7b49\u3002\u4e0d\u8fc7\uff0c\u6211\u4eec\u5efa\u8bae\u4e0d\u6e05\u695a\u75c5\u60c5\u7684\u540c\u5b66\u5148\u770b\u5168\u79d1\u533b\u751f\u3002<strong>\u5b66\u6821\u533b\u9662\u6216\u8005\u5168\u79d1\u533b\u751frefer\u7684\u4e13\u79d1\u533b\u751f\u4e0d\u4e00\u5b9a\u662f\u7f51\u7edc\u5185\uff08In-network\uff09\u7684\u3002<\/strong>\u5efa\u8bae\u5148\u786e\u8ba4\u8be5\u533b\u751f\u662f\u5426\u662f\u7f51\u7edc\u5185\u7684\u533b\u751f\u3002\u5982\u679c\u4e0d\u662f\u7684\u8bdd\uff0c\u53ef\u4ee5\u81ea\u5df1\u67e5\u627e\u4e00\u4f4d\u540c\u7c7b\u76ee\u533b\u751f\u3002\u4f7f\u7528SM\u4fdd\u9669\uff0c\u4e0d\u9700\u8981refer\u5c31\u80fd\u9884\u7ea6\u4e13\u79d1\u533b\u751f\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u7a81\u53d1\u75be\u75c5 | \u4f8b\u5982\u53d1\u70e7\u3001\u5212\u4f24\u7b49-<span style=\"color: #8fb1e9;\"><strong>\u7d27\u6025\u62a4\u7406\uff08Urgent Care\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p><strong>\u7d27\u6025\u62a4\u7406\uff08Urgent Care\uff09<\/strong>\u6700\u5927\u7684\u597d\u5904\u662f<strong>\u4e0d\u7528\u9884\u7ea6\uff0c\u76f4\u63a5\u770b\u75c5\u3002<\/strong>\u90e8\u5206Urgent Care\u662f24\u5c0f\u65f6\u5f00\u95e8\uff0c\u7b80\u76f4\u662f\u4e1a\u754c\u826f\u5fc3\u3002\u7d27\u6025\u62a4\u7406\u4e2d\u5fc3\u5e76\u975e\u7528\u4e8e\u7d27\u6025\u60c5\u51b5\uff0c\u4f46\u662f\u5f53\u60a8\u9700\u8981\u5feb\u901f\u62a4\u7406\u65f6\u53ef\u4ee5\u63d0\u4f9b\u5e2e\u52a9\u3002\u5982\u679c\u60a8\u65e0\u6cd5\u7ea6\u5230\u60a8\u7684\u4e3b\u8bca\u533b\u751f\uff0c\u8fd9\u53ef\u80fd\u662f\u53e6\u4e00\u4e2a\u9009\u62e9\u3002\u8bf7\u8bb0\u4f4f\uff0c\u5148\u6765\u5148\u670d\u52a1\u3002\u5982\u679c\u60a8\u6709\u4ee5\u4e0b\u75c7\u72b6\uff0c\u53ef\u4ee5\u8003\u8651\u7d27\u6025\u62a4\u7406\uff1a\u53d1\u70ed\u4f46\u6ca1\u6709\u76ae\u75b9 \u4e2d\u5ea6\u6d41\u611f\u75c7\u72b6 \u626d\u4f24\u548c\u62c9\u4f24 \u9700\u8981\u7f1d\u5408\u7684\u5c0f\u5207\u53e3 \u7d27\u6025\u62a4\u7406\u7684\u5e73\u5747\u8d39\u7528\u4e3a$185\u3002<strong>\u5efa\u8bae\u6709\u91cd\u5927\u75be\u75c5\u7684\u540c\u5b66\u8fd8\u662f\u5148\u8054\u7cfb\u533b\u751f\u6216\u62e8\u6253\u6025\u8bca\u3002<\/strong>\u4f7f\u7528SM\u4fdd\u9669\u5728Urgent Care\u770b\u75c5\u975e\u5e38\u5b9e\u60e0\u3002\u4f46\u5982\u679c\u60f3\u8981\u66f4\u4f4e\u7684\u770b\u75c5\u4ef7\u683c\uff0c\u63a8\u8350\u524d\u5f80Convenience Clinic\u6216\u8005\u627e\u533b\u751f\u9884\u7ea6\u770b\u75c5\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u5371\u673a\u751f\u547d\u7684\u91cd\u5927\u4e8b\u6545 | \u4f8b\u5982\u91cd\u4f24\u3001\u5fc3\u810f\u75c5\u53d1- <span style=\"color: #8fb1e9;\"><strong>\u6025\u8bca\uff08Emergency Room\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p>\u5982\u679c\u9047\u5230\u751f\u547d\u5371\u9669\uff08\u91cd\u4f24\u3001\u8f66\u7978\u7b49\uff09\uff0c\u5efa\u8bae\u62e8\u6253911\u3002<span style=\"color: #ad0000;\"><strong>\u6025\u8bca\uff08Emergency\uff09<\/strong><\/span><strong>\u770b\u75c5\u4ef7\u683c\u6602\u8d35\uff0c\u800c\u4e14\u4f1a\u4f18\u5148\u5904\u7406\u4e00\u4e9b\u6027\u547d\u6538\u5173\u7684\u95ee\u9898\uff0c<\/strong>\u5982\u679c\u75c5\u60c5\u5e76\u4e0d\u7d27\u6025\uff0c\u63a8\u8350\u524d\u5f80Urgent Care\uff0c\u80fd\u4e3a\u4f60\u8282\u7701\u4e0d\u5c11\u8d39\u7528\u548c\u65f6\u95f4\u3002\u533b\u9662\u6025\u8bca\u5ba4\u4e3a\u751f\u547d\u5a01\u80c1\u6027\u7684\u4f24\u5bb3\u6216\u75be\u75c5\u63d0\u4f9b\u533b\u7597\u62a4\u7406\u3002\u867d\u7136\u6709\u4e9b\u4eba\u53ef\u80fd\u4f1a\u56e0\u4e3a\u5b83\u662f\u5168\u5929\u5019\u5f00\u653e\u800c\u5229\u7528\u6025\u8bca\u5ba4\u670d\u52a1\uff0c\u4f46\u5e73\u5747\u7b49\u5f85\u65f6\u95f4\u901a\u5e38\u4e3a\u4e24\u4e2a\u5c0f\u65f6\uff0c\u5e76\u4e14\u6839\u636e\u65f6\u95f4\u548c\u5730\u70b9\u53ef\u80fd\u4f1a\u6709\u5f88\u5927\u53d8\u5316\u3002\u60a3\u6709\u751f\u547d\u5a01\u80c1\u7684\u6025\u75c7\u6216\u91cd\u75c7\u7684\u60a3\u8005\u5c06\u9996\u5148\u63a5\u53d7\u6cbb\u7597\uff0c\u56e0\u6b64\u5982\u679c\u60a8\u6b63\u5728\u7ecf\u5386\u8f7b\u5fae\u7684\u75be\u75c5\uff0c\u53ef\u80fd\u4e0d\u662f\u5bfb\u6c42\u62a4\u7406\u7684\u6700\u4f73\u573a\u6240\u3002\u4e00\u4e9b\u9700\u8981\u5230\u6025\u8bca\u5ba4\u5c31\u8bca\u7684\u75c7\u72b6\u5305\u62ec\u4f46\u4e0d\u9650\u4e8e\uff1a\u80f8\u75db \u9ebb\u6728 \u53e3\u9f7f\u4e0d\u6e05 \u6655\u5012 \u4e25\u91cd\u70e7\u4f24 \u8111\u9707\u8361 \u9aa8\u6298\u548c\u8131\u81fc \u53d1\u70ed\u5e76\u6709\u76ae\u75b9 \u766b\u75eb \u6025\u8bca\u5ba4\u5c31\u8bca\u7684\u5e73\u5747\u8d39\u7528\u4e3a$2,600\u3002\u4f7f\u7528SM\u4fdd\u9669\uff0c\u6551\u62a4\u8f66\u4e0e\u6025\u8bca\u603b\u8d39\u7528\u4e00\u822c\u5728$1700-$3000\u5de6\u53f3\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u91cd\u5927\u75be\u75c5 | \u4f8b\u5982\u624b\u672f\u3001\u4f4f\u9662\u6cbb\u7597- <span style=\"color: #8fb1e9;\"><strong>\u533b\u9662\uff08Hospital\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p>\u548c\u4e2d\u56fd\u4e0d\u540c\uff0c<span style=\"color: #ad0000;\"><strong>\u7f8e\u56fd\u7684\u533b\u9662<\/strong><\/span><strong>\u4e3b\u8981\u8d1f\u8d23\u5904\u7406\u91cd\u5927\u75be\u75c5\u3001\u624b\u672f\u5f00\u5200\u3001\u4f4f\u9662\u7684\u60c5\u51b5\u3002<\/strong>\u7f8e\u56fd\u4f4f\u9662\u4ef7\u683c\u6602\u8d35\uff0c\u4f46\u662fSM\u4fdd\u9669\u7684\u4fdd\u9669\u8ba1\u5212\u90fd\u6709\u5f88\u5b8c\u5584\u7684\u4fdd\u969c\u3002Elite\u53caPrime\u8ba1\u5212\u8bbe\u7f6e\u4e86\u6700\u9ad8\u81ea\u4ed8\u9650\u989d\uff0c\u4e00\u5e74\u4e2d\u81ea\u4ed8\u8fbe\u5230\u8fd9\u4e2a\u989d\u5ea6\uff0c\u4fdd\u9669\u516c\u53f8\u5c31100%\u8d54\u4ed8\u3002\u9047\u5230\u91cd\u5927\u75be\u75c5\u4e5f\u4e0d\u7528\u62c5\u5fc3\uff0c\u540c\u5b66\u4eec\u53ef\u4ee5\u653e\u5fc3\u5c31\u533b\u3002<\/p><ul><li style=\"list-style-type: none;\"><ul><li>\u8f7b\u5fae\u75be\u75c5 | \u4f8b\u5982\u5589\u5499\u75db\u3001\u8f7b\u5fae\u611f\u67d3- <span style=\"color: #8fb1e9;\"><strong>\u5728\u7ebf\u95ee\u8bca\uff08Virtual Visit HealthiestYou\uff09<\/strong><\/span><\/li><\/ul><\/li><\/ul><p>\u5176\u5b9e\uff0c70\uff05\u7684\u6025\u8bca\u3001\u7d27\u6025\u62a4\u7406\u548c\u533b\u751f\u95e8\u8bca\u90fd\u53ef\u4ee5\u901a\u8fc7\u7535\u8bdd\u5b89\u5168\u5904\u7406\u3002 \u533b\u751f\u9884\u7ea6\u6709\u65f6\u53ef\u80fd\u9700\u8981\u51e0\u5929\u751a\u81f3\u51e0\u5468\u7684\u7b49\u5f85\u65f6\u95f4\u3002<\/p><p>\u5982\u679c\u60a8\u9762\u4e34\u975e\u7d27\u6025\u7684\u5065\u5eb7\u95ee\u9898\uff08\u5982\u504f\u5934\u75db\u3001\u53ef\u80fd\u611f\u67d3\u65b0\u51a0\u75c5\u6bd2\u3001\u5589\u5499\u75bc\u6216\u80c3\u75db\uff09\uff0c\u4f46\u60a8\u7684\u533b\u751f\u529e\u516c\u5ba4\u5173\u95ed\u4e86\uff0c\u60a8\u53ef\u4ee5\u8003\u8651\u7ebf\u4e0a\u5c31\u8bca\u3002\u8fd9\u4f7f\u60a8\u53ef\u4ee5\u4e0e\u533b\u751f\u8fdb\u884c\u9762\u5bf9\u9762\u7684\u865a\u62df\u4ea4\u6d41\uff0c\u65e0\u8bba\u767d\u5929\u9ed1\u591c\u90fd\u53ef\u4ee5\uff0c\u4e0e\u524d\u5f80\u6025\u8bca\u5ba4\u76f8\u6bd4\uff0c\u53ef\u80fd\u4f1a\u8282\u7701\u9ad8\u8fbe$1,500\u7684\u8d39\u7528\u3002 \u865a\u62df\u5c31\u8bca\u7684\u5e73\u5747\u8d39\u7528\u4e0d\u5230$50\u3002\u6240\u6709SM\u4fdd\u9669\u7684\u6295\u4fdd\u5b66\u751f\u53ef\u4ee5\u4f7f\u7528<span style=\"color: #ad0000;\"><strong>HealthiestYou<\/strong><strong>\u514d\u8d39\u5728\u7ebf\u770b\u75c5<\/strong><\/span><strong>\uff0c15\u5206\u949f\u4e4b\u5185\u5c31\u80fd\u8fde\u7ebf\u5230\u4e00\u4f4d\u8ba4\u8bc1\u533b\u5e08\u3002\u533b\u751f\u8fd8\u53ef\u4ee5\u4e3a\u4f60\u5f00\u5904\u65b9\u836f\uff0c<\/strong>\u80fd\u7701\u53bb\u4e0d\u5c11\u9ebb\u70e6\u3002<strong>\u4e0b\u8f7d\u624b\u673a\u5e94\u7528\uff0c\u4f7f\u7528SM\u4fdd\u9669\u8d26\u6237\u4fe1\u606f\u6ce8\u518c\u5373\u53ef\u3002<\/strong><\/p><ul><li style=\"list-style-type: none;\"><ul><li><p>\u5fc3\u7406\u5065\u5eb7 | \u4f8b\u5982\u6291\u90c1\u75c7\u3001\u8e81\u90c1\u75c7\u7b49- <span style=\"color: #8fb1e9;\"><strong>\u5728\u7ebf\u95ee\u8bca<\/strong><\/span><span style=\"color: #8fb1e9;\"><strong>\uff08Virtual Visit HealthiestYou\uff09<\/strong><\/span><\/p><\/li><\/ul><\/li><\/ul><p>HealthiestYou\u9664\u4e86\u89e3\u51b3\u8f7b\u5fae\u75be\u75c5\u95ee\u8bca\u5916\uff0c\u4e5f\u63d0\u4f9b<strong>\u514d\u8d39\u5728\u7ebf\u5fc3\u7406\u54a8\u8be2<\/strong>\u3002\u8fd9\u662f\u4e00\u4e2a\u5728\u7ebf\u7684\u4e13\u4e1a\u54a8\u8be2\u5e94\u7528\u7a0b\u5e8f\uff0c\u53ef\u4ee5\u8ba9\u4f60\u5728\u4efb\u4f55\u5730\u65b9\uff0c\u751a\u81f3\u5728\u56fd\u9645\u65c5\u884c\u65f6\uff0c\u90fd\u80fd\u5728\u7ebf\u8fdb\u884c\u5fc3\u7406\u54a8\u8be2\/\u6cbb\u7597\u3002\u53ea\u8981\u5728\u7ebf\u4e0a\u63d0\u4f9b\u57fa\u672c\u4fe1\u606f\uff0c\u4f60\u5c31\u53ef\u4ee5\u572824\u5c0f\u65f6\u5185\u5339\u914d\u5230\u5408\u9002\u7684\u5fc3\u7406\u54a8\u8be2\u5e08\uff0c\u901a\u8fc7\u7535\u8bdd\u3001\u7ebf\u4e0a\u89c6\u9891\u7b49\u65b9\u5f0f\u8fdb\u884c\u5fc3\u7406\u54a8\u8be2\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec3d0a elementor-widget elementor-widget-text-editor\" data-id=\"1ec3d0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u7531\u4e8e\u5e73\u53f0\u4e0eUHCSR\u7684\u5408\u4f5c\uff0cSM\u4fdd\u9669\u7684\u6240\u6709<strong>\u8ba1\u5212\u90fd100%\u8d54\u4ed8<a href=\"https:\/\/smcovered.com\/cn\/healthiestyou%e5%9c%a8%e7%ba%bf%e9%97%ae%e8%af%8a%e5%b9%b3%e5%8f%b0%e4%bd%bf%e7%94%a8%e5%85%a8%e6%94%bb%e7%95%a5\/\">HealthiestYou<\/a>\u7684\u5728\u7ebf\u54a8\u8be2\u3002<\/strong>Student Medicover\u4fdd\u9669\u7528\u6237\u4e0b\u8f7dHealthiestYou\u624b\u673a\u5e94\u7528\uff0c\u5b8c\u6210\u6ce8\u518c\uff0c\u5373\u53ef\u514d\u8d39\u4f7f\u7528\u3002<strong>\u5728\u8fd9\u91cc\u5f3a\u70c8\u63a8\u8350\u6240\u670918\u5c81\u4ee5\u4e0a\u7684SM\u7528\u6237\u5982\u6709\u770b\u75c5\u9700\u6c42\u4e14\u75c5\u75c7\u4e0d\u662f\u592a\u4e25\u91cd\u53ef\u4ee5\u4f18\u5148\u4f7f\u7528\u514d\u8d39\u7ebf\u4e0a\u95ee\u8bca\u5594\uff0c\u5b8c\u5168\u514d\u8d39\uff0c\u540c\u5b66\u4e5f\u80fd\u6bd4\u8f83\u5feb\u7684\u89c1\u5230\u533b\u751f\u5594\uff01<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae6f733 elementor-widget elementor-widget-image\" data-id=\"ae6f733\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8-1024x538.png\" class=\"attachment-large size-large wp-image-13703\" alt=\"SM\u5404\u4fdd\u9669\u8ba1\u5212\u7f8e\u56fd\u8bca\u6240\u7f51\u7edc\u5185\u8d54\u4ed8\" srcset=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8-1024x538.png 1024w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8-300x158.png 300w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8-768x403.png 768w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8-600x315.png 600w, https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2021\/08\/\u7f51\u7edc\u5185\u8d54\u4ed8.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c5ae1a elementor-widget elementor-widget-text-editor\" data-id=\"4c5ae1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">SM\u5404\u4fdd\u9669\u8ba1\u5212\u9488\u5bf9\u666e\u901a\u95e8\u8bca\uff0cUrgent Care\uff0cER \u7f51\u7edc\u5185Copay\u5bf9\u6bd4\u4e00\u89c8<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-feab3d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"feab3d1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f3fbc57\" data-id=\"f3fbc57\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba6b9d6 elementor-widget elementor-widget-heading\" data-id=\"ba6b9d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3.\u67e5\u627e\u533b\u7597\u673a\u6784<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cfa2af2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cfa2af2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-903c739\" data-id=\"903c739\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20de764 elementor-widget elementor-widget-text-editor\" data-id=\"20de764\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u7f8e\u56fd\u7684\u4fdd\u9669\u90fd\u6709\u81ea\u5df1\u5408\u4f5c\u7684\u533b\u9662\u548c\u533b\u751f\uff0c\u7edf\u79f0\u4e3a\u533b\u7597\u7f51\u7edc\u3002\u533b\u7597\u7f51\u7edc\u5373<span style=\"color: #8fb1e9;\"><strong>\u7f51\u7edc\u5185\uff08In-network) <\/strong><\/span>&amp; <span style=\"color: #8fb1e9;\"><strong>\u7f51\u7edc\u5916\uff08Out-of-network\uff09<\/strong><\/span>\u3002<\/p><p><span style=\"color: #f96d6d;\"><span style=\"color: #ad0000;\"><strong>\u5728\u7f51\u7edc\u5185<\/strong><\/span><strong><span style=\"color: #ad0000;\">\uff08In-network<\/span>\uff09<\/strong><\/span>\u7684\u533b\u9662\u533b\u751f\u770b\u75c5\uff0c\u4e0d\u4ec5\u66f4\u65b9\u4fbf\uff0c\u8fd8\u53ef\u4ee5\u83b7\u5f97\u989d\u5916\u6298\u6263\u3002\u4ee5SM\u4fdd\u9669\u4e3a\u4f8b\uff0c\u8d2d\u4e70\u4e86SM\u4fdd\u9669\u7684\u540c\u5b66\u4eec\u53ef\u4ee5\u5728<a href=\"http:\/\/www.smcovered.com\/\">SM\u4fdd\u9669\u5b98\u7f51<\/a>\uff0c\u901a\u8fc7<strong> \u201cVISIT A DOCTOR\u201d&gt;&#8221;Find an In-network Doctor&#8221;\uff0c\u53bb\u67e5\u627e\u5230\u7f51\u7edc\u5185\u7684\u533b\u751f\u3002<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60e36f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60e36f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fccab83\" data-id=\"fccab83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d44ef0 elementor-widget elementor-widget-text-editor\" data-id=\"4d44ef0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u5982\u679c\u5bf9\u7f51\u7edc\u5185\u5916\u533b\u9662\u53ca\u5c31\u533b\u76f8\u5173\u6d41\u7a0b\u6709\u7591\u95ee\u7684\uff0c\u5728\u5b98\u7f51\u5bfb\u627e\u4fe1\u606f\u4e4b\u5916\u8fd8\u53ef\u4ee5\u8bbf\u95ee\u4ee5\u4e0b\u94fe\u63a5<a href=\"https:\/\/bit.ly\/40sTuVP\" target=\"_blank\" rel=\"noopener\">\u8054\u7cfb\u6211\u4eec<\/a>\uff0c\u4fdd\u9669\u5c0f\u52a9\u624b\u4f1a24\/7\u4e3a\u4f60\u53ca\u65f6\u7b54\u7591\u89e3\u60d1\u54e6\uff01<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-633b2e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"633b2e2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37fe06b\" data-id=\"37fe06b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb2d7b5 elementor-widget elementor-widget-heading\" data-id=\"fb2d7b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. \u9884\u7ea6\u770b\u75c5<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dee2c8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dee2c8d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ceccb9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ceccb9d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87e014e\" data-id=\"87e014e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baad440 elementor-widget elementor-widget-text-editor\" data-id=\"baad440\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #ad0000;\"><strong>\u9009\u62e9\u65f6\u95f4 <\/strong><\/span><strong>|<\/strong> \u901a\u5e3810am-2pm\u662f\u7e41\u5fd9\u65f6\u95f4\u6bb5\uff0c\u53ef\u4ee5\u907f\u5f00\u8fd9\u6bb5\u65f6\u95f4\u3002\u901a\u5e38\u5468\u4e00\u6bd4\u8f83\u5bb9\u6613\u9884\u7ea6\u3002<\/p><p><span style=\"color: #f96d6d;\"><strong><span style=\"color: #ad0000;\">\u9009\u62e9\u533b\u751f<\/span> <\/strong><\/span><strong>|<\/strong> \u9009\u62e9\u533b\u751f\u65f6\u9700\u8981\u6bd4\u8f83\u4ef7\u683c\u9884\u7b97\u3001\u8bc4\u4ef7\u4e0e\u53ef\u9884\u7ea6\u65f6\u95f4\uff08availability\uff09\u3002<\/p><p><span style=\"color: #ad0000;\"><strong>\u8bf4\u660e\u60c5\u51b5 <\/strong><\/span><strong>|<\/strong> \u5982\u679c\u60c5\u51b5\u8f83\u7d27\u6025\uff0c\u53ef\u4ee5\u5411\u62a4\u58eb\u8bf4\u660e\u3002\u4f46\u662f\u7531\u4e8e\u62a4\u58eb\u90fd\u975e\u5e38\u6709\u7ecf\u9a8c\uff0c\u88c5\u4f5c\u662f\u7d27\u6025\u72b6\u51b5\u53bb\u63d2\u961f\u662f\u4e07\u4e07\u4e0d\u53ef\u7684\u54e6\u3002<\/p><p><span style=\"color: #ad0000;\"><strong>\u8be2\u95ee\u8d39\u7528\u00a0<\/strong><\/span><strong>|<\/strong> \u770b\u75c5\u524d\uff0c\u5efa\u8bae\u5728\u9884\u7ea6\u65f6\u8be2\u95ee\u533b\u62a4\u4eba\u5458\u6536\u8d39\u60c5\u51b5\uff0c\u907f\u514d\u4e00\u4e9b\u533b\u7597\u670d\u52a1\u5916\u7684\u884c\u653f\u8d39\u7528\uff0c\u4f8b\u5982\u521d\u6b21\u95ee\u8bca\u8d39\uff08new patient fee\uff09\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e312a7b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e312a7b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f8bb2c\" data-id=\"7f8bb2c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5219dd9 elementor-widget elementor-widget-heading\" data-id=\"5219dd9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. \u524d\u5f80\u770b\u75c5<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac48a5b elementor-widget elementor-widget-text-editor\" data-id=\"ac48a5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #ad0000;\"><strong>\u4fdd\u9669\u5361<\/strong><\/span><strong> | <\/strong>\u770b\u75c5\u7684\u65f6\u5019\u51fa\u793aUnited Healthcare\u7684\u4fdd\u9669\u5361\uff0c\u8bca\u6240\u7684\u5de5\u4f5c\u4eba\u5458\u4f1a\u66ff\u4f60\u5c06\u8d26\u5355\u5bc4\u9001\u81f3\u4fdd\u9669\u516c\u53f8\uff0c\u4e0d\u9700\u8981\u81ea\u5df1\u529e\u7406\u7406\u8d54\uff0c\u975e\u5e38\u65b9\u4fbf\u3002<\/p><p><span style=\"color: #ad0000;\"><strong>\u7ffb\u8bd1\u534f\u52a9<\/strong> <\/span><strong>|<\/strong> \u7f8e\u56fd\u533b\u9662\u89c4\u5b9a\uff0c\u5bf9\u4e8e\u6bcd\u8bed\u975e\u82f1\u8bed\u7684\u75c5\u4eba\u63d0\u4f9b\u514d\u8d39\u7684\u7ffb\u8bd1\u670d\u52a1\u3002\u5728\u533b\u9662\u770b\u75c5\uff0c\u53ef\u4ee5\u5148\u95ee\u95ee\u533b\u751f\u6709\u6ca1\u6709\u4e2d\u6587\u670d\u52a1\u3002<\/p><p><span style=\"color: #ad0000;\"><strong>\u63d0\u4f9b\u75c5\u53f2<\/strong><\/span>\u00a0<strong>|<\/strong> \u5c31\u50cf\u4e2d\u56fd\u770b\u75c5\u9700\u8981\u75c5\u5386\uff0c\u5728\u7f8e\u56fd\u770b\u75c5\u65f6\u4e5f\u9700\u8981\u5411\u533b\u751f\u63d0\u4f9b\u8fc7\u5f80\u75c5\u53f2\u3001\u8fc7\u654f\u72b6\u51b5\u3001\u66fe\u7ecf\u4e0e\u73b0\u5728\u670d\u7528\u7684\u836f\u7269\u7b49\u3002<\/p><p><span style=\"color: #ad0000;\"><strong>\u5546\u91cf\u5f00\u836f<\/strong> <\/span><strong>|<\/strong> SM\u4fdd\u9669\u7684<span style=\"color: #ad0000;\"><strong>\u5904\u65b9\u836f<\/strong><\/span><strong>\uff08Prescriptions Drug\uff09<\/strong>\u662f\u6309\u7167\u836f\u54c1\u79cd\u7c7b\uff08Tier 1, Tier 2, Tier 3\uff09\u8fdb\u884c\u8d54\u4ed8\u7684\uff0c\u548c\u533b\u751f\u5546\u91cf\u5f00\u7b49\u6548\u7684generic\u7684\u836f\uff0c\u53ef\u4ee5\u7a0d\u5fae\u51cf\u5c11\u82b1\u8d39\u3002<\/p><p><span style=\"color: #f96d6d;\"><strong><span style=\"color: #ad0000;\">\u9884\u7ea6\u590d\u67e5<\/span> <\/strong><\/span><strong>|<\/strong> \u5982\u679c\u6709\u5fc5\u8981\uff0c\u53ef\u4ee5\u5728\u770b\u533b\u751f\u7684\u65f6\u5019\u5c31\u5148\u7ea6\u597d\u590d\u67e5\u65f6\u95f4\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c09318 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c09318\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cad772\" data-id=\"5cad772\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1cc690 elementor-widget elementor-widget-heading\" data-id=\"d1cc690\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. \u836f\u623f\u53d6\u836f<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc571ea elementor-widget elementor-widget-text-editor\" data-id=\"dc571ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u62ff\u5230\u533b\u751f\u7684\u5904\u65b9\u7b7e\u540e\uff0c\u5c31\u53ef\u4ee5\u836f\u623f\u53d6\u836f\u4e86\u3002<strong>\u5927\u90e8\u5206\u6821\u533b\u9662\u7684\u836f\u623f\u89c4\u6a21\u8f83\u5c0f\uff0c\u4e14\u4e0d\u5c5e\u4e8eUHC\u7684\u533b\u7597\u7f51\u7edc\uff0c\u9700\u8981\u53bb\u7f51\u7edc\u5185\u7684\u836f\u623f\u62ff\u836f\uff0c\u5982CVS\u6216Walgreens\u3002<\/strong>Student Medicover\u4fdd\u9669\u7684<a href=\"https:\/\/smcovered.com\/cn\/student-medicover%e5%85%a8%e4%bc%98%e8%ae%a1%e5%88%92supreme%e6%ad%a3%e5%bc%8f%e4%b8%8a%e7%ba%bf\/\">Supreme<\/a>, Elite, Prime 100, Prime500 \u53caGC basic\u8ba1\u5212\u90fdcover\u5904\u65b9\u836f\uff0c\u524d\u5f80\u7f51\u7edc\u5185\u836f\u623f\u53d6\u836f\uff0c\u81ea\u4ed8copay\u6216\u662fcoinsurance\u5c31\u597d\u3002<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-678cc49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"678cc49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a1f3d35\" data-id=\"a1f3d35\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cced6c0 elementor-widget elementor-widget-text-editor\" data-id=\"cced6c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p data-start=\"383\" data-end=\"519\">\u770b\u5b8c\u4e0a\u9762\u7684\u5185\u5bb9\uff0c\u5982\u679c\u4f60\u5bf9\u4fdd\u9669\u62a5\u9500\u3001\u7528\u836f\u6d41\u7a0b\u8fd8\u6709\u7591\u95ee\uff0c\u522b\u62c5\u5fc3\uff01<strong data-start=\"413\" data-end=\"462\">Student Medicover \u662f\u8fde\u7eed 8 \u5e74\u83b7\u5f97 UHC \u6388\u6743\u7684\u6821\u5916\u4fdd\u9669\u6307\u5b9a\u5408\u4f5c\u5e73\u53f0<\/strong>\uff0c\u6211\u4eec\u63d0\u4f9b<span style=\"text-decoration: underline;\"><a href=\"https:\/\/smcovered.com\/cn\/support\/contact-us\/\"><strong data-start=\"467\" data-end=\"485\">7 \u5929 24 \u5c0f\u65f6\u5168\u4e2d\u6587\u670d\u52a1<\/strong><\/a><\/span>\uff0c\u65e0\u8bba\u662f\u7406\u8d54\u6d41\u7a0b\u3001\u770b\u75c5\u6307\u5f15\u8fd8\u662f\u62a5\u9500\u89c4\u5219\uff0c\u90fd\u53ef\u4ee5\u968f\u65f6\u8054\u7cfb\u4e13\u4e1a\u987e\u95ee\u89e3\u7b54\u3002<\/p><p data-start=\"521\" data-end=\"638\">\u6211\u4eec\u7684\u4fdd\u9669\u7ecf\u7eaa\u4eba\u548c\u5ba2\u670d\u56e2\u961f\u4f1a\u6839\u636e\u4f60\u7684\u5b66\u6821\u3001\u7b7e\u8bc1\u8eab\u4efd\u548c\u5c31\u533b\u9700\u6c42\uff0c\u4e3a\u4f60<strong data-start=\"554\" data-end=\"570\">\u4e00\u5bf9\u4e00\u5339\u914d\u5408\u9002\u7684\u4fdd\u9669\u65b9\u6848<\/strong>\uff0c\u5e76\u534f\u52a9\u4f60\u5b8c\u6210\u4ece\u6295\u4fdd\u5230\u5c31\u8bca\u7684\u5168\u6d41\u7a0b\u3002<br data-start=\"588\" data-end=\"591\" \/>\ud83d\udc49 \u60f3\u4e86\u89e3\u662f\u5426\u80fd\u66ff\u6362\u5b66\u6821\u4fdd\u9669\u3001\u54ea\u79cd\u8ba1\u5212\u66f4\u9002\u5408\u4f60\uff1f<strong data-start=\"616\" data-end=\"637\">\u586b\u5199\u4e0b\u65b9\u8868\u683c\uff0c\u4e00\u5206\u949f\u5feb\u901f\u6295\u4fdd Student Medicover \u7559\u5b66\u751f\u4fdd\u9669\uff01<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9fb6941 e-con-full e-flex e-con e-parent\" data-id=\"9fb6941\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1133117 elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"1133117\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><iframe\r\n    id=\"sm-enroll-v1-iframe\"\r\n    src=\"https:\/\/el.smcovered.com\/v1\/enroll?lang=zh&#038;schoolPageLink=https%3A%2F%2Fsmcovered.com%2Fcn%2Fwp-json%2Fwp%2Fv2%2Fposts%2F7466&#038;btnType=Enroll&#038;schoolName=&#038;referralCode=&#038;visa=&#038;version=2.0&#038;paymentMethod=authorize\"\r\n    style=\"width:100%;border:none; overflow: hidden; min-height: 484px\"\r\n    scrolling=\"no\">\r\n<\/iframe><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>","protected":false},"excerpt":{"rendered":"<p>\u5728\u7f8e\u56fd\u770b\u75c5\uff1f\u770b\u8fd9\u7bc7\u5c31\u591f\u4e86\uff082025\u5e74\u6700\u65b0\u7248\uff09 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