{"id":5167,"date":"2021-05-21T07:54:42","date_gmt":"2021-05-21T07:54:42","guid":{"rendered":"https:\/\/smcovered.com\/?page_id=5167"},"modified":"2021-06-05T18:56:50","modified_gmt":"2021-06-05T18:56:50","slug":"choose-a-plan-old","status":"publish","type":"page","link":"https:\/\/smcovered.com\/cn\/choose-a-plan-old\/","title":{"rendered":"Choose a Plan old"},"content":{"rendered":"<p>[vc_row disable_element=&#8221;yes&#8221; el_class=&#8221;student-medi-banner_bg&#8221; css=&#8221;.vc_custom_1621582297548{background-image: url(https:\/\/smcovered.com\/wp-content\/uploads\/2019\/05\/choose-a-plan-banner.png?id=2575) !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;container choose-plan-banner-inner&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text el_class=&#8221;banner-title-sm&#8221;]<\/p>\n<h1>Choose a plan that\u2019s right for you.<\/h1>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=&#8221;insuranceplan&#8221;][vc_column el_class=&#8221;insurance-con&#8221;][vc_column_text]<\/p>\n<h2 style=\"text-align: center; font-size: 34px; font-family: 'Conv_CircularStd-Bold',Helvetica, sans-serif;\"><span style=\"color: #4a4a4a;\">Insurance Plans<\/span><\/h2>\n<p>[\/vc_column_text][vc_column_text]<section id=\"compare-plans\" class=\"product-plans product-plans-desktop\"style=\"padding:0\">\n\t\t<div class=\"container sm-plan-container\">\t\t\t\t\t\t\n\t\t\t<div class=\"row sm-plan-div-row\" id=\"sm-plan-div-row\">\n\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 first-panel\">\n\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/02\/price_icon_center.jpg\" alt=\"\" class=\"sm-plan-icon\" title=\"\">\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 sm-plan-div-five\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-red\"  >\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_orange.png\" alt=\"\" title=\"\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Choice<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>89.70<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<ul class=\"list-group list-group-flush text-center\">\n\t\t\t\t\t\t\t\t\t\t<li><p class=\"insurance_plans_tab\">The most cost-effective plan featuring preventative care sercives.<\/p><\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 sm-plan-div-five\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-blue\"  >\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_blue.png\" alt=\"\" title=\"\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Elite<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>129.90<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<ul class=\"list-group list-group-flush text-center\">\n\t\t\t\t\t\t\t\t\t\t<li><p class=\"insurance_plans_tab\">The most popular plan featuring a coinsurance of 90%, a low deductible and preventative care services.<\/p><\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 sm-plan-div-five\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-red\"  >\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara.png\" alt=\"\" title=\"\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Prime<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>106.20<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<ul class=\"list-group list-group-flush text-center\">\n\t\t\t\t\t\t\t\t\t\t<li><p class=\"insurance_plans_tab\">Affordable premium, a low deductible, a coinsurance of 80%, and preventative care services.<\/p><\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 sm-plan-div-five\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-blue\"  >\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kavalara_grey.png\" alt=\"\" title=\"\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Preferred<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>73.50<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<ul class=\"list-group list-group-flush text-center\">\n\t\t\t\t\t\t\t\t\t\t<li><p class=\"insurance_plans_tab\">Stay fully covered for illnesses and pay low premiums and deductibles.<\/p><\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-6 col-lg-2 sm-plan-div-five\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-red\"  >\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_orange.png\" alt=\"\" title=\"\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Basic<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>57<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><span class=\"or-plan-price\">or<\/span><span class=\"dollar\">$<\/span>54<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><span class=\"deductible-plans\">Under 25<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<ul class=\"list-group list-group-flush text-center\">\n\t\t\t\t\t\t\t\t\t\t<li><p class=\"insurance_plans_tab\">Best for students looking for an affordable premium and adequate protection against illnesses.<\/p><\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t<div class=\"collapse\" id=\"collapseGeneral\">\n\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t<!-- table -->\n\t\t\t\t\t<div class=\"table-responsive table_custom\">\n\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t  \t<thead>\n\t\t\t\t\t  \t   <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td><td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-92-Choice-1.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-92-Choice.pdf\" download ><span class=\"brochure\" >Certificate<\/span><\/a><\/td><td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/10\/2020-203045-91-Elite-Flyer.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/09\/2020-203045-91-Elite.pdf\" download ><span class=\"brochure\" >Certificate<\/span><\/a><\/td><td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-91-Prime-1.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-91-Prime.pdf\" download ><span class=\"brochure\" >Certificate<\/span><\/a><\/td><td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203044-91-preferred.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203044-91-Preferred.pdf\" download ><span class=\"brochure\" >Certificate<\/span><\/a><\/td><td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203043-93-Basic-100.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203043-91-Basic100.pdf\" download ><span class=\"brochure\" >Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t  \t<\/thead>\t   \n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$500 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$0 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>\n\t\t\t\t\t\t\t\tMaximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit\t<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit\t<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$500,000<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$500,000<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>90% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$7350 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$5000 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$6350 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><span> 12 months<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Benefits<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Benefits<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>\n\t\t\t\t\t\t\t\tPrescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$25 Copay - Tier 1 <br>30% Coinsurance - Tier 2 <br>50% Coinsurance - Tier 3<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$15 Copay - Tier 1 <br>30% Coinsurance - Tier 2 <br>50% Coinsurance - Tier 3<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$15 Copay - Tier 1 <br>30% Coinsurance - Tier 2 <br>50% Coinsurance - Tier 3<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$20 Copay - Tier 1 <br>40% Coinsurance - Tier 2 <br>50% Coinsurance - Tier 3<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>No Benefits for UHCP<\/span><\/td>\n\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Routine Eye Exam<\/h3>\r\n<p>TBA<\/p><\/div><div class=\"info-icon-img\"><\/div>\n\t\t\t\t\t\t\t\tRoutine Eye Exam<\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Maximum<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Maximum<\/span><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t   <tr>\n\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Vision Care Supplies<\/h3>\r\n<p>TBA<\/p><\/div><div class=\"info-icon-img\"><\/div>\n\t\t\t\t\t\t\t\tVision Care Supplies<\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Maximum<\/span><\/td>\n\t\t\t\t\t\t\t<td><span>$100 Maximum<\/span><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t<td><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t  <\/table>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"med_btn med_price-link sm-plan-click\" data-toggle=\"collapse\" href=\"#collapseGeneral\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseGeneral\"><span class=\"click_text sm-plan-click\">Compare Plans<\/span><span class=\"click_image sm-plan-click\"><img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/themes\/medicover\/images\/close-arrow.png\" width=\"20\" alt=\"\" title=\"\"><\/span><\/a>\n\t\t\t<a href=\"https:\/\/www.smcovered.com\/#enroll-here\" class=\"medicare_btn med_price-link\">Enroll Now<\/a>\n\n\t<\/section><section class=\"product-plans product-plans-mobile\" >\n\t\t\t<div class=\"container\">\n\t\t\t\t<!--<h2>Insurance Plans<\/h2>-->\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3 first-panel\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/02\/price_icon_center.jpg\" alt=\"\" title=\"\">\n\t\t\t\t\t<\/div><div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-blue\" data-toggle=\"collapse\" href=\"#choice\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseBasic\">\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_orange.png\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Choice<\/p>\n\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>89.70<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t<div class=\"collapse\" id=\"choice\">\n\t\t\t\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t\t\t\t\t<div class=\"table_custom\">\n\t\t\t\t\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t\t\t\t\t  \t<thead>\n\t\t\t\t\t\t\t\t\t  \t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-92-Choice-1.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-92-Choice.pdf\" download ><span class=\"brochure\">Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$500 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>Maximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit\t<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$7350 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>Prescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t  <\/table>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  <\/div>\n\t\t\t\t\t\t\t\t<\/div>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-red\" data-toggle=\"collapse\" href=\"#elite\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseBasic\">\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_blue.png\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Elite<\/p>\n\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>129.90<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t<div class=\"collapse\" id=\"elite\">\n\t\t\t\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t\t\t\t\t<div class=\"table_custom\">\n\t\t\t\t\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t\t\t\t\t  \t<thead>\n\t\t\t\t\t\t\t\t\t  \t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/10\/2020-203045-91-Elite-Flyer.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/09\/2020-203045-91-Elite.pdf\" download ><span class=\"brochure\">Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$0 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>Maximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>90% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$5000 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>Prescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t  <\/table>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  <\/div>\n\t\t\t\t\t\t\t\t<\/div>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-blue\" data-toggle=\"collapse\" href=\"#prime\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseBasic\">\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara.png\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Prime<\/p>\n\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>106.20<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t<div class=\"collapse\" id=\"prime\">\n\t\t\t\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t\t\t\t\t<div class=\"table_custom\">\n\t\t\t\t\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t\t\t\t\t  \t<thead>\n\t\t\t\t\t\t\t\t\t  \t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-91-Prime-1.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203113-91-Prime.pdf\" download ><span class=\"brochure\">Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$100 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>Maximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>No Overall Maximum Dollar Limit\t<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$6350 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>100% of Preferred Allowance<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>Prescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t  <\/table>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  <\/div>\n\t\t\t\t\t\t\t\t<\/div>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-red\" data-toggle=\"collapse\" href=\"#preferred\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseBasic\">\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kavalara_grey.png\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Preferred<\/p>\n\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>73.50<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t<div class=\"collapse\" id=\"preferred\">\n\t\t\t\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t\t\t\t\t<div class=\"table_custom\">\n\t\t\t\t\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t\t\t\t\t  \t<thead>\n\t\t\t\t\t\t\t\t\t  \t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203044-91-preferred.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203044-91-Preferred.pdf\" download ><span class=\"brochure\">Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$100 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>Maximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$500,000<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>No Benefits<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>Prescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t  <\/table>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  <\/div>\n\t\t\t\t\t\t\t\t<\/div>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><div class=\"col-xs-6 col-sm-6 col-md-3 col-lg-3\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"panel price panel-blue\" data-toggle=\"collapse\" href=\"#basic\" role=\"button\" aria-expanded=\"false\" aria-controls=\"collapseBasic\">\n\t\t\t\t\t\t\t\t\t<div class=\"panel-heading  text-center\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2019\/03\/kalavara_light_orange.png\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"panel-body text-center\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"title\">Basic<\/p>\n\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t<p class=\"lead\" ><span class=\"dollar\">$<\/span>57<span class=\"dollar\"> or $<\/span>54<span class=\"slash\">\/<span class=\"year\">30 Days<\/span><\/span><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t \n\t\t\t\t\t\t\t\t<div class=\"collapse\" id=\"basic\">\n\t\t\t\t\t\t\t\t  <div class=\"card card-body product-plans_expand\">\n\t\t\t\t\t\t\t\t\t<div class=\"table_custom\">\n\t\t\t\t\t\t\t\t\t  <table class=\"table\">\t\n\t\t\t\t\t\t\t\t\t  \t<thead>\n\t\t\t\t\t\t\t\t\t  \t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading\">Download Policy<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203043-93-Basic-100.pdf\" download ><span class=\"flyer\" >Flyer<\/span><\/a><a href=\"https:\/\/smcovered.com\/cn\/wp-content\/uploads\/2020\/07\/2020-203043-91-Basic100.pdf\" download ><span class=\"brochure\">Certificate<\/span><\/a><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Deductible<\/h3>\r\n<p>The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.<\/p><\/div><div class=\"info-icon-img\"><\/div>Deductible  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>Option of $100 or $500 Per Policy Year<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\t\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Maximum Benefit<\/h3>\r\n<p>The most an insurance company will pay for claims made within a certain period of time.<\/p><\/div><div class=\"info-icon-img\"><\/div>Maximum Benefit<span> (For each Injury or Sickness)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>$500,000<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Coinsurance<\/h3>\r\n<p>The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.<\/p><\/div><div class=\"info-icon-img\"><\/div>Coinsurance  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>80% except as noted<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>   \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Out-of-pocket maximum<\/h3>\r\n<p>The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.<\/p><\/div><div class=\"info-icon-img\"><\/div>Out-of-pocket Maximum  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/05\/empty_content.png\" alt=\"\" class=\"empty_cont\" title=\"\"><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Pre-existing waiting period<\/h3>\r\n<p>The time period during which an individual policy won't pay for care relating to a pre-existing condition.<\/p><\/div><div class=\"info-icon-img\"><\/div>Pre-existing Waiting Period<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span> 12 months<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>  \n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Preventative care services<\/h3>\r\n<p>Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.<\/p><\/div><div class=\"info-icon-img\"><\/div>Preventive Care Services  <span>(Preferred Provider)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span>No Benefits<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t  <tr>\n\t\t\t\t\t\t\t\t\t\t\t<td class=\"td-heading icon_info\"><div id=\"listPopup01\" class=\"pop-up-toshowinfo maximum-benefit\"><h3>Prescription Drugs<\/h3>\r\n<p>Drugs and medications that by law require a prescription.<\/p><\/div><div class=\"info-icon-img\"><\/div>Prescription Drugs <span>(UnitedHealthcare Pharmacy)<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td><span> 12 months<\/span><\/td>\n\t\t\t\t\t\t\t\t\t\t  <\/tr>\n\t\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t\t\t\t\t\t\t  <\/table>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t  <\/div>\n\t\t\t\t\t\t\t\t<\/div>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div><\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/www.smcovered.com\/#enroll-here\" class=\"medicare_btn med_price-link\">Enroll Now<\/a>\t            \n\t\t\t<\/div>\n\t\t<\/section>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=&#8221;copayment-etc&#8221;][vc_column][vc_row_inner el_class=&#8221;container&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Deductible<\/span><br \/>\n<span style=\"color: #4a4a4a; font-family: Lato-Regular;\">The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services.<br \/>\n<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\"> Copayment (or co-pay)<\/span><br \/>\n<span style=\"color: #4a4a4a; font-family: Lato-Regular;\"><br \/>\nYou\u2019ll usually pay a fixed amount of money for each covered doctor visit or prescription.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;container&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Coinsurance Coinsurance<\/span><br \/>\n<span style=\"color: #4a4a4a; font-family: Lato-Regular;\">The percentage of costs of a covered health care service the insurance company pays after you&#8217;ve paid your deductible.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\"> Out-of-pocket Maximum<\/span><br \/>\n<span style=\"color: #4a4a4a; font-family: Lato-Regular;\">The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn&#8217;t include your monthly premiums. It also doesn&#8217;t include anything you spend for services your plan doesn&#8217;t cover.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_class=&#8221;thinks-to-cons&#8221;][vc_column][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #4a4a4a; font-family: Conv_CircularStd-Bold, Helvetica, sans-serif;\"><span style=\"font-size: 36px;\"><b>Things to consider<\/b><\/span><\/span><\/p>\n<p>[\/vc_column_text][vc_row_inner el_class=&#8221;container &#8220;][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][vc_message style=&#8221;square&#8221; message_box_color=&#8221;white&#8221; el_class=&#8221;care-box&#8221;]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Does the plan meet your school requirements?<\/span><\/p>\n<p><span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: 400; line-height: 25px;\"><br \/>\nTo successfully waive your university health plan, the plan you purchased must meet the minimum insurance requirements of your school. Review the insurance requirements on the university website.<\/span>[\/vc_message][\/vc_column_inner][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][vc_message style=&#8221;square&#8221; message_box_color=&#8221;white&#8221; el_class=&#8221;care-box&#8221;]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Does it cover a specific treatment\/medication you need?<\/span><\/p>\n<p><span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: 400; line-height: 25px;\"><br \/>\nConsider your unique medical needs when you\u2019re choosing plans. If you have a specific medical question, please consult your doctor or our customer service.<\/span>[\/vc_message][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;container&#8221;][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][vc_message style=&#8221;square&#8221; message_box_color=&#8221;white&#8221; el_class=&#8221;care-box&#8221;]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Does it cover prescription drugs?<\/span><\/p>\n<p><span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: 400; line-height: 25px;\">Preferred, Prime, and Elite offer coverage for prescription drugs.<\/span>[\/vc_message][\/vc_column_inner][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][vc_message style=&#8221;square&#8221; message_box_color=&#8221;white&#8221; el_class=&#8221;care-box&#8221;]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Do you need to get vaccines?<\/span><\/p>\n<p><span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: 400; line-height: 25px;\"><br \/>\nPrime and Elite plans cover 100% for preventative vaccines, such as MMR and flu shots. For more information, visit Get a Vaccine.[\/vc_message][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;container&#8221;][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][vc_message style=&#8221;square&#8221; message_box_color=&#8221;white&#8221; el_class=&#8221;care-box&#8221;]<span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: bold; line-height: 21px;\">Does it cover pre-existing conditions?<\/span><\/span><\/p>\n<p><span style=\"color: #4a4a4a; font-family: 'Lato-Regular'; font-size: 16px; font-weight: 400; line-height: 25px;\">Pre-existing conditions are the healthcare problems you had before your coverage started. Preferred, Prime, and Elite plans do not have limits on pre-existing conditions. Only the Basic plan has a 12-month waiting period.<\/span>[\/vc_message][\/vc_column_inner][vc_column_inner el_class=&#8221;care-con&#8221; width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row disable_element=&#8221;yes&#8221; el_class=&#8221;student-medi-banner_bg&#8221; css=&#8221;.vc_custom_1621582297548{background-image: url(https:\/\/smcovered.com\/wp-content\/uploads\/2019\/05\/choose-a-plan-banner.png?id=2575) !important;}&#8221;][vc_column][vc_row_inner el_class=&#8221;container choose-plan-banner-inner&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text el_class=&#8221;banner-title-sm&#8221;] Choose a plan that\u2019s right for you. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=&#8221;insuranceplan&#8221;][vc_column el_class=&#8221;insurance-con&#8221;][vc_column_text] Insurance Plans [\/vc_column_text][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row el_class=&#8221;copayment-etc&#8221;][vc_column][vc_row_inner el_class=&#8221;container&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]Deductible The amount you pay for covered health care services before your insurance plan starts to pay. Deductibles may not apply to all services. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text] Copayment (or co-pay) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2575,"parent":0,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-5167","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/pages\/5167"}],"collection":[{"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/comments?post=5167"}],"version-history":[{"count":10,"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/pages\/5167\/revisions"}],"predecessor-version":[{"id":5771,"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/pages\/5167\/revisions\/5771"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/media\/2575"}],"wp:attachment":[{"href":"https:\/\/smcovered.com\/cn\/wp-json\/wp\/v2\/media?parent=5167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}