Student Medicover Insurance Plan Introduction(2022-2023)

Student Medicover Insurance Plan Introduction(2022-2023)

Student Medicover Insurance Plan Introduction(2022-2023)

1.What is international student health insurance?

1.What is international student health insurance?

Without a doubt, reliable health insurance is essential for college students. For this purpose, universities in the U.S. enroll all their students in universal school insurance and the cost of the insurance is then billed to the student’s account directly.

However, school insurance is not the only option for international students. Every year, tens of thousands of international students decide to waive out of school insurance and choose policies that are specifically for international students such as Student Medicover, highly cost-effective insurance along with 24/7 customer support. 

We offer various high-quality health insurance plans for international students with active F1/J1 visa, OPT holders, and F2/J2 dependents. Whether you are looking for insurance with better coverage than your school or not, as long as you are in the U.S. with a valid visa, Student Medicover has a plan for you.

2. Why does health insurance for international students cost less than school insurance?

2. Why does health insurance for international students cost less than school insurance?

Universal insurance plans from Universities(SHIP) are often more expensive because the plans serve a broader range of the population. Not only do they provide coverage for both international and domestic students, but they also need to cover a considerable number of students with chronic diseases and who are prone to sickness.

In contrast, the international student is relatively healthier and the age range of international students is smaller interval. Hence, insurance company consider international students as a low-risk insured population and lowers the cost of an international student-only policy.

As a result, insurance plans at Student Medicover are more affordable even with coverages that are better than universal school insurance

Remember: There are many health insurance policies for international students. Do not choose the cheapest student insurance policy.  If it doesn’t cover you sufficiently, it will ultimately cost you more in the case of an emergency.

Since we provide a variety of different coverages, we strongly recommend you select whichever plan fits best for you! We are different and therefore have different personal needs. If you cannot decide which plan fits your lifestyle the best, feel free to contact us at sm@smcovered.com. We are more than happy to assist you with finding the best coverage for you! 

3. Who is Student Medicover?

3. Who is Student Medicover?

About Student Medicover

Founded in 2013, Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. By partnering with UnitedHealthcare, we provide cost-effective, comparable insurance plans, quality services, and a healthy lifestyle to students far away from home.

Our mission is to lend a hand to international students who need medical-related assistance because we understand how helpless one can feel as a student studying abroad. Our motto “We Care So We Are Here” is a reflection of our first-rate customer service. It is our job to ensure excellent customer experience and provide top-notch services to anyone that comes to us for assistance

In addition, Student Medicover has been the top health insurance agency with the largest market share in the market of international student insurance in recent years. We maintained an annual sales growth of more than 200% and now serve more than 30,000 international students from 43 countries and 889 universities. We have partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community. 

4. What are the Student Medicover insurance plans?

4. What are the Student Medicover insurance plans?

SM Supreme

SM Elite

SM Prime SM Choice SM Basic
SupremeSupreme
EliteElite
PrimePrime
ChoiceChoice
BasicBasic

5. Why should you choose Student Medicover?

5. Why should you choose Student Medicover?

❖  Student Medicover Plan Advantages

  • Officially Pre-approval by major US Universities

All our insurance plans meet the school’s requirements and are listed by several universities as an official recommended alternative health insurance.

With our insurance plan, all claims are processed by UnitedHealthcare’s department directly, not with third-party claim administrators.

  • Top Medical Network

-Our New Supreme plan and many other plans have exclusive access to UnitedHealthcares top medical networkChoice Plus, with the largest selection of medical networks and doctors and lower medical costs!

-Like your university, our insurance company and medical network are unified to avoid unnecessary risks.

  • OptumRx Pharmacy Network

Our plans use the pharmacy network from UnitedHealthcare, UHCP, which carries most of the pharmacy stores among your locations. You can use our insurance in all pharmacies with OptumRx Network.

❖ Other Student Medicover health Insurance benefits

  • The only insurance plan that includes Vision in international student insurance 
    • Users over 19 years old: $100 vision exam and $100 prescription (Supreme/Elite/ Prime)
    • Users under 19 years old: 100% coverage for vision exams and prescriptions (Supreme/Elite/Prime/Choice)
  • Emergency services: ambulance and emergency room 
  • Preventive vaccines
    • Enrollment Vaccine
    • HPV (under 46 years old)
    • The flu vaccine, etc. 
  • COVID-19 Coverage
  • Mental Health Coverage
  • Free online consultation & counseling services

Enrollment

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